Credit Risk & Data Analytics Specialist

Bank of Jordan; Riyadh; On-site; SAR 60,000 - 90,000; Full time

Job summary

Bank of Jordan in Riyadh is seeking a Credit Risk Analyst to support the corporate team by analyzing credit facility applications, preparing detailed reports, and substantiating recommendations to guide loan and investment decisions.

You will perform in-depth data analysis across credit portfolios, assess risk factors, monitor sector conditions and borrower solvency, and collaborate with relationship managers to provide timely data and insights for sound risk management.

Qualifications

• University degree in business-related field with strong analytical focus.
• At least 1 year of credit/data analysis experience in banks or related institutions.
• Strong analytical and quantitative skills, with knowledge of stress tests and Basel frameworks.

Responsibilities

• Conduct data analysis regarding credit facility applications and substantiate recommendations for loan/investment decisions.
• Perform in-depth analysis to identify risk across all credit decisions.
• Provide decision-makers with accurate numbers, information, data and analysis for sound credit decisions.
• Review/analyze credit information, studying sector conditions, solvency, mortgages, guarantors, etc.
• Prepare detailed credit reports on borrowers’ positions, repayment capabilities and risk.
• Submit observations to the direct supervisor and support decision processes.
• Provide data/reports to relationship managers and direct manager upon request for decision support.
• Assist in analyzing estimated cashflows and deliver necessary data to management.

Skills

Analytical thinking

Teamwork

Communication

English proficiency

Numerical skills

Problem solving

Education

Bachelor's degree in Business Administration / Economics / Banking and Finance / Statistics

Job description

Bank of Jordan in Riyadh is seeking a Credit Risk Analyst to support the corporate team by analyzing credit facility applications, preparing detailed reports, and substantiating recommendations to guide loan and investment decisions.

You will perform in-depth data analysis across credit portfolios, assess risk factors, monitor sector conditions and borrower solvency, and collaborate with relationship managers to provide timely data and insights for sound risk management.