Corporate Credit Manager

Client of Aventus Global Talent; Riyadh; On-site; SAR 420,000 - 660,000; Full time

Job summary

Client of Aventus Global Talent in Riyadh is seeking an experienced Corporate Credit Manager to oversee complex credit proposals and ensure alignment with risk appetite and regulatory requirements.

You will lead credit structuring, approve facilities within delegated authority, and engage with borrowers onsite to validate business cases while monitoring portfolio health and taking remedial actions as needed.

Qualifications

• Bachelor's or Master's in Banking/Finance or related field.
• 5–10 years in banking with at least 5 years in corporate or wholesale credit.
• Strong credit analysis across financial statements, cash flow, and industry risk.
• Knowledge of Saudi banking regulations and policy.

Responsibilities

• Review corporate credit applications for fit with bank's strategy risk appetite and credit policy.
• Approve facilities and limit excesses within delegated authority; recommend larger proposals to senior management.
• Shape deal structures with relationship teams including industry sector and counterparty risk analysis.
• Engage directly with borrowers including on-site visits to validate the business case behind each request.
• Watch the portfolio closely; spot early warning signs and recommend downgrades or remedial action.
• Drive resolution of overdue exposures, limit breaches, documentation gaps, and lapsed reviews including rescheduling where needed.
• Ensure all lending complies with internal policy and SAMA regulations.
• Act as the credit point of contact for senior business stakeholders, audit teams, and regulator; lead special credit initiatives as required.

Skills

Credit analysis

Portfolio monitoring

Stakeholder communication

Education

Bachelor's or Master's degree in Banking/Finance

Job description

Title Corporate Credit Manager

Location Riyadh Saudi Arabia

Key Responsibilities

• Review corporate credit applications for fit with the bank s strategy risk appetite and credit policy
• Approve facilities and limit excesses within your delegated authority and recommend larger proposals to senior management
• Shape deal structures with relationship teams including industry sector and counterparty risk analysis
• Engage directly with borrowers including on-site visits to validate the business case behind each request
• Watch the portfolio closely spot early warning signs and recommend downgrades provisions or remedial action
• Drive resolution of overdue exposures limit breaches documentation gaps and lapsed reviews including rescheduling where needed
• Ensure all lending complies with internal policy and SAMA regulations
• Act as the credit point of contact for senior business stakeholders audit teams and the regulator and lead special credit initiatives as required

Key Requirements

• Bachelor s or Master s degree in Banking, Finance, or a related field
• 5 10 years in banking, including at least 5 years in corporate or wholesale credit
• Strong credit analysis skills across financial statements, cash flow, and industry risk
• Solid knowledge of credit policy, credit structuring, and Saudi banking regulations
• Track record of credit approvals and portfolio monitoring, including early-warning and remedial cases
• Relevant banking or credit certifications are a plus