Finance jobs in United States

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit-related activities such as risk management, developing and implementing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team,
• Have strong financial understanding,
• Possess problem-solving abilities,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills, as the role involves liaising with internal and external stakeholders to ensure the success of the credit function.

Key responsibilities include:

• Act as the primary contact with Credit Insurers, monitoring insured limits, submitting claims, and assisting in renewal negotiations,
• Organize and lead monthly meetings with senior management,
• Provide management information on debts, debtor days, collections, and other reports,
• Manage cash collection for all Group companies,
• Ensure departmental systems and protocols are effective and enforced,
• Oversee the Credit Control Department and manage the team proactively,
• Handle credit applications and related documentation,
• Make major or sensitive credit decisions,
• Control credit limits,
• Manage litigation and insolvency procedures,
• Set and enforce credit policies and manage credit notes,
• Assess risks for existing and new credit applicants,
• Maintain strong relationships across departments,
• Review sales Terms and Conditions prior to approval,
• Visit customers and sites as required.

Benefits include profit share bonus (dependent on company performance), private medical insurance, pension scheme (Salary Sacrifice), 23 days’ holiday plus 8 bank holidays (increasing with service), Life Assurance, Health Cash Plan, workwear/PPE, and Employee Assistance Programme.

About Us

With over a century of experience, we are one of the UK’s largest independent builders’ merchants, serving the Midlands and South-East with a wide range of building materials and expert advice. We are committed to our communities, donating part of our profits annually to the EH Smith Charitable Trust.

Our People

We prioritize a people-first culture that values well-being, growth, and inclusivity. We invest in our colleagues’ development and provide opportunities for career progression in a supportive environment.