Underwriter

Ultimate Banking Ltd; Milton Keynes; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A financial services provider in Milton Keynes is seeking an experienced Mortgage Underwriter. The role involves assessing mortgage applications while adhering to credit risk policies. Candidates should have experience in Buy to Let lending and possess excellent communication skills. This position offers a hybrid working pattern, contributory pension, private medical insurance, and other benefits.

Benefits

Hybrid working pattern

Contributory pension scheme

Death in service (4 x salary)

Private medical insurance & dental cover

Employee Assistance Program

Discretionary annual bonus

Additional 2 days holiday over Christmas

Qualifications

• Current or recent Underwriting Mandate required.
• Good knowledge of Buy to Let lending including Limited Company, HMO.
• Experience in record/file management and ability to work under pressure.

Responsibilities

• Assess and underwrite mortgage applications ensuring compliance.
• Collaborate with processing team to prepare case files.
• Assist intermediary partners with discussing new applications.

Skills

Underwriting Mandate

Knowledge of Buy to Let lending

Understanding of mortgage process

Ability to work under pressure

Record/file management

Teamwork experience

Task prioritization

Communication skills

Job description

Overview

Mortgage Underwriter – Milton Keynes OR Birmingham based

£depending on experience

Do you want to work for a vibrant company who have drive and ambition but put their employees at the heart of what they do? Our client is exactly that company. They believe in working hard to achieve their goals, but they want their staff to have fun and a work life balance.

They are looking for an Underwriter to join a growing team of 7 so far. They need experienced Buy to Let Underwriters, but this could just be part of your skill set as there is a definite opportunity to expand into other areas in the future. They have two premises; one in Milton Keynes and another in Birmingham and are happy with this role being based in either location.

The primary function of this role is to assess and underwrite mortgage applications to ensure all lending complies with the company’s credit risk policy. Additionally, work with the processing team to assist in the preparation of case files as well as assisting our intermediary partners by discussing potential new applications.

Responsibilities

If you want to join this exciting company, you will have:

• A current or recent Underwriting Mandate
• Good knowledge of Buy to Let lending (to include Limited Company, HMO and Multi lets)
• A good understanding of the mortgage process
• Knowledge of working under pressure to tight deadlines - a 'can do’ attitude
• Record/file management experience
• Experience of working in a team
• Ability to prioritise tasks
• Excellent communication skills

Benefits

In return, they offer:

• Hybrid working pattern: Office based in Milton Keynes or Birmingham on Mondays & Thursdays with the other 3 days a week working from home.
• Contributory pension scheme
• Death in service (4 x salary)
• Vitality Private Medical Insurance & dental cover
• Employee Assistance Program
• Discretionary annual bonus
• Additional 2 days holiday over Christmas.