Underwriter

Time Recruitment Solutions Ltd; Manchester; On-site; GBP 33,000; Full time

Job summary

A leading recruitment agency in Manchester is seeking a Loan Processor to manage mortgage applications and ensure exceptional customer outcomes. The ideal candidate will have over a year of experience in loan processing and will thrive in a fast-paced environment. This role offers a salary of £32,500 plus bonuses, along with opportunities for professional development and a collaborative team culture.

Benefits

Up to 25 days' annual leave

Healthcare cash plan

Contributory pension scheme

Support to gain CeMAP qualification

Regular social events

Qualifications

• Minimum 12 months' experience in assessing or processing loan applications.
• Proven ability to thrive in a fast-paced, target-driven environment.
• Experience managing high volumes of cases while maintaining quality standards.

Responsibilities

• Manually underwrite mortgage applications in line with regulatory standards.
• Review supporting documentation and request additional information.
• Maintain accurate and up-to-date customer records.
• Liaise with teams and stakeholders for a smooth process.
• Ensure fair lending decisions tailored to circumstances.
• Meet and exceed performance targets and KPIs.

Skills

Fast-paced environment adaptation

High volume case management

Strong communication skills

Attention to detail

Tools

Microsoft Office

Job description

Job Title: Loan Processor

Location: Manchester City Centre | Hours: Full-time | Salary: £32,500 + competitive bonus scheme

About the Role

Are you an experienced underwriter looking for a new challenge in a fast-paced, purpose-driven environment? As a Case Handler, you will manage a pipeline of mortgage applications from submission through to authorisation, ensuring excellent customer outcomes. This role requires a keen eye for detail, strong communication skills, and a dedication to delivering exceptional service.

Key Responsibilities

• Manually underwrite mortgage applications in line with regulatory standards and internal policies
• Review supporting documentation and request additional information where necessary
• Maintain accurate and up-to-date customer records and application details
• Liaise with internal teams and external stakeholders to ensure a smooth process
• Ensure lending decisions are fair, evidence-based, and tailored to individual circumstances
• Meet and exceed performance targets and KPIs

What We're Looking For

Essential:

• Minimum 12 months' experience assessing or processing loan applications
• Proven ability to thrive in a fast-paced, target-driven environment
• Experience managing high volumes of cases while maintaining quality standards

Desirable:

• Strong questioning and analytical skills
• Familiarity with adverse credit indicators and vulnerable customer identification
• Excellent verbal and written communication skills
• High level of accuracy and attention to detail
• Proficient in Microsoft Office and numeracy

What's in It for You

• A clear progression pathway, including opportunities to move into mortgage advice
• Support and funding to gain CeMAP qualification
• Up to 25 days' annual leave + bank holidays + your birthday off
• Healthcare cash plan
• Contributory pension scheme (matched up to 5%)
• Regular social events and a collaborative team culture