UK Money Laundering Reporting Officer

PayPal; City Of London; On-site; GBP 80,000 - 100,000; Full time

Job summary

A global fintech leader in the City of London seeks a highly experienced professional in financial crime prevention to develop strategic risk management policies and oversee compliance with UK regulations. This role requires over 10 years of relevant experience, strong analytical and communication skills, as well as the ability to engage effectively with senior stakeholders. The ideal candidate will influence decision-making, lead enhancements to financial crime policies, and help foster a strong compliance culture across the organization.

Benefits

Flexible work environment

Employee share options

Health and life insurance

Qualifications

• 10+ years relevant experience in Financial Crime.
• Strong knowledge of UK regulatory requirements (FCA Handbook, SYSC).
• Experience working with regulators and supporting regulatory audits.

Responsibilities

• Establish overall business or technical strategy for risk management.
• Influence decision-making through strategic risk assessments.
• Monitor and analyze risk exposure to align with objectives.
• Lead enhancements to financial crime policies and procedures.

Skills

Analytical skills

Problem-solving

Communication skills

Stakeholder management

Education

Bachelor’s degree or equivalent

ACAMs or ICA graduate diploma in AML or Financial Crime Risk

Job description

Description

Establish overall business or technical strategy for risk management with significant impact on operations.

Essential Responsibilities

• Establish overall business or technical strategy for risk management with significant impact on operations.
• Influence executive-level decision-making through strategic risk assessments and recommendations.
• Partner with stakeholders to implement strategies that reduce or transfer identified risks.
• Monitor and analyze risk exposure to ensure alignment with organizational objectives.
• Lead initiatives that contribute to long-term sustainability and resilience in the face of uncertainty.

Expected Qualifications

• 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications

This role sits within the Second Line of Defence and reports to the UK Chief Compliance Officer (SMF16) and works closely with the First Line Financial Crime teams and our global Financial Crime organisation. You will help ensure PPUK maintains an and compliant framework for AML/CTF, Sanctions, Fraud, and Anti-Bribery & Corruption, aligned to FCA expectations and UK regulatory requirements.

Key responsibilities

• Oversee AML/CTF, Sanctions, Fraud, and ABC systems and controls across PPUK.
• Lead enhancements to financial crime policies, standards, and procedures aligned to regulatory requirements and industry best practice.
• Deliver financial crime insights, risk updates, and reporting for senior management, the Board, and internal governance committees.
• Provide oversight of key operational financial crime activities, including transaction monitoring, investigations, screening, intelligence, and SAR processes.
• Conduct second-line monitoring, thematic reviews, and deep dives to assess control effectiveness and drive remediation.
• Advise on financial crime risks for new products and operational changes and engage closely with Product, Engineering, and Group Financial Crime teams.
• Support regulatory engagement, audits, and supervisory requests from the FCA and other authorities.
• Help foster a strong compliance culture and support the development of financial crime capability across the organisation.
• Significant experience (>10 years) in Financial Crime, AML/CTF, Sanctions, or Fraud within a regulated financial services environment.
• Strong knowledge of UK regulatory requirements (FCA Handbook, SYSC, UK MLRs, JMLSG).
• ACAMs or ICA graduate diploma in AML or Financial Crime Risk.
• Experience working with regulators and leading or supporting regulatory reviews or audits.
• Strong analytical, problem-solving, and communication skills with the ability to influence at senior levels.
• Ability to operate confidently in a fast-paced environment while managing complex risks.
• Excellent communication skills with the ability to articulate complex decisions and concepts to a range of different stakeholders with competing agendas.
• Proven ability to build and maintain effective relationships with global teams, peers, management, internal teams and external agencies at a senior level.
• Self-motivated, able to manage deadlines under pressure.

Who You Are

You are a collaborative, proactive financial crime professional who thrives in dynamic environments. You can navigate complex regulatory matters with clarity, build strong partnerships across multiple teams, and help drive a culture where doing the right thing for customers is at the centre of every decision.

Join Us

At PayPal, we champion innovation, inclusion, and customer well-being. If you are passionate about financial crime prevention and want to make a meaningful impact at scale, we would love to hear from you.

Subsidiary

PayPal

Travel Percent

0

Our Benefits

At PayPal, we’re committed to building an equitable and inclusive global economy. That’s why we offer benefits to help you thrive in every stage of life. We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit .

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .