Senior Underwriting Specialist - Risk & Credit Analysis

Esure Group PLC; City of Westminster; On-site; GBP 80,000 - 100,000; Full time

Job summary

A leading insurance provider in the UK is seeking an Underwriting Specialist to manage customer credit assessments and financing risks. The ideal candidate will have over three years of experience in underwriting or credit analysis, preferably within the automotive or consumer finance sectors. The role involves working with the Genus system to ensure compliance with company policies and achieving decision targets while analyzing financial statements accurately. A proactive approach and a solid understanding of credit policies are essential.

Qualifications

• Minimum of 3 years experience in underwriting or credit analysis.
• Experience in automotive or consumer finance industry is a plus.
• Practical experience with scorecard design and testing preferred.

Responsibilities

• Assess risk associated with extending customer credit and financing.
• Undertake analysis of retail customer financial statements.
• Ensure underwriting decisions comply with company policies.

Skills

Experience in an underwriting or credit analyst position

Knowledge of financial services

Familiarity with scorecard design and testing

Tools

Genus system

Job description

A leading insurance provider in the UK is seeking an Underwriting Specialist to manage customer credit assessments and financing risks. The ideal candidate will have over three years of experience in underwriting or credit analysis, preferably within the automotive or consumer finance sectors. The role involves working with the Genus system to ensure compliance with company policies and achieving decision targets while analyzing financial statements accurately. A proactive approach and a solid understanding of credit policies are essential.