Senior Mortgage Underwriter (Equity Release)

Candidate Source; Greater London; On-site; GBP 80,000 - 100,000; Full time

Job summary

A financial services company is seeking an experienced Senior Mortgage Underwriter to lead complex mortgage and equity release cases. You will provide high-quality underwriting decisions and support best practices across the team. This role requires significant underwriting experience and knowledge of mortgage regulation. The contract is for 6 months, with an expected start date immediately, and you will work Monday to Friday with an initial onsite training period.

Qualifications

• Significant underwriting experience, ideally including Equity Release.
• Strong knowledge of mortgage regulation and risk assessment.
• Confident decision-maker with excellent stakeholder communication skills.

Responsibilities

• Underwrite complex mortgage and equity release cases in line with policy and regulatory standards.
• Provide technical guidance and mentoring to underwriters.
• Support quality assurance, policy interpretation, and process improvement.
• Act as a senior escalation point for risk and lending decisions.

Skills

Underwriting complex mortgage cases

Equity Release expertise

Stakeholder communication skills

Risk assessment knowledge

Job description

We're looking for an experienced Senior Mortgage Underwriter to lead complex mortgage and equity release cases, providing high-quality underwriting decisions and supporting best practice across the team.

Responsibilities

• Underwrite complex mortgage and equity release cases in line with policy and regulatory standards.
• Provide technical guidance and mentoring to underwriters.
• Support quality assurance, policy interpretation, and process improvement.
• Act as a senior escalation point for risk and lending decisions.

Qualifications

• Significant underwriting experience, ideally including Equity Release.
• Strong knowledge of mortgage regulation and risk assessment.
• Confident decision-maker with excellent stakeholder communication skills.

This will be an initial 6‑month contract, with a start date expected immediately. You will be working Monday‑Friday (37.5 hours per week). This involves being onsite for the first 4 weeks for initial training, followed by 4 days a week onsite thereafter.

You will receive a salary of £400 per day, via an umbrella company.

To apply for this role as Senior Mortgage Underwriter, please click apply online and upload a copy of your latest CV.