Senior Credit Risk Manager - Fintech AI-Driven Growth

Jack & Jill/External ATS; Greater London; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading fintech company is recruiting for a Senior Credit Risk Manager to optimize credit risk and affordability strategies. The role demands a candidate with over 5 years of experience in auto lending and strong technical skills in SQL and Python. You will drive growth while safeguarding financial health, using data-driven decision-making within a fast-paced environment. This position offers significant autonomy in shaping the future of the company's car loan offerings.

Qualifications

• 5+ years’ experience delivering credit results in an auto lending business.
• Strong technical foundation in SQL/Python, Open Banking, and credit modelling.
• Ability to thrive in fast-paced, complex environments.

Responsibilities

• Develop approaches to credit and affordability using analytics.
• Build scalable processes balancing customer outcomes and commercial goals.
• Improve credit performance and reduce arrears rates.

Skills

Data-driven decision-making

SQL

Python

Credit modelling

Open Banking

Job description

A leading fintech company is recruiting for a Senior Credit Risk Manager to optimize credit risk and affordability strategies. The role demands a candidate with over 5 years of experience in auto lending and strong technical skills in SQL and Python. You will drive growth while safeguarding financial health, using data-driven decision-making within a fast-paced environment. This position offers significant autonomy in shaping the future of the company's car loan offerings.