Senior Credit Risk Analyst, Personal Banking

Lloyds Banking Group; Halifax; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading UK bank is seeking a Senior Credit Risk Analyst to join their Personal Current Account Credit Risk team. In this role, you will manage and develop credit strategies for effective lending decisions, oversee portfolio performance, and collaborate across departments. A solid background in numerate fields, strong analytical skills, and experience with tools like SAS and Excel are essential. The position offers a supportive workplace with a strong focus on diversity and personal development.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

28 days’ holiday plus bank holidays

Wellbeing initiatives and parental leave policies

Qualifications

• Comfortable working with numbers and have strong analytical skills.
• Practical experience in coding and analytical software.
• Ability to work with complex data and derive insights.

Responsibilities

• Work with tools like SAS and Excel to manipulate data.
• Monitor portfolio performance and conduct deep dives.
• Oversee and develop credit strategies for responsible lending.

Skills

Strong numerate skills

Coding experience

Experienced analytical problem solver

Effective communicator

Self-starter

Growth mindset

Education

Degree in a numerate subject or equivalent experience

Tools

SAS

Microsoft Excel

Microsoft PowerPoint

Job description

A leading UK bank is seeking a Senior Credit Risk Analyst to join their Personal Current Account Credit Risk team. In this role, you will manage and develop credit strategies for effective lending decisions, oversee portfolio performance, and collaborate across departments. A solid background in numerate fields, strong analytical skills, and experience with tools like SAS and Excel are essential. The position offers a supportive workplace with a strong focus on diversity and personal development.