Senior Credit Risk Analyst — Business Banking (Hybrid)

lloyds banking group; Birmingham; Hybrid; GBP 43,000 - 49,000; Full time

Job summary

A leading banking institution is seeking a Senior Credit Risk Analyst to join their Business Banking team. This role involves monitoring credit risk management processes and providing insights to enhance lending decisions. The ideal candidate should possess strong analytical skills, experience in credit risk, and the ability to communicate effectively. This position supports flexible working arrangements, promoting a collaborative and diverse work environment.

Benefits

Competitive salary

Performance-related bonus

Generous pension contribution

28 Days Holiday plus bank holidays

Share schemes

Professional development opportunities

Qualifications

• Experience in credit risk and analytical skills are essential.
• Ability to explain complex issues clearly to diverse audiences.
• A curious, creative attitude and logical thinking for problem-solving is required.

Responsibilities

• Monitor and support credit risk management processes.
• Provide technical insight to credit risk strategies.
• Form relationships with the wider Risk team to deliver outcomes.

Skills

Strong numerate skills

Analytical expertise

Knowledge of Credit Risk

Effective Communication

Problem-solving ability

Education

A-Level or Degree

Tools

SAS

SQL

Microsoft Excel

Microsoft PowerPoint

PowerBI

Job description

A leading banking institution is seeking a Senior Credit Risk Analyst to join their Business Banking team. This role involves monitoring credit risk management processes and providing insights to enhance lending decisions. The ideal candidate should possess strong analytical skills, experience in credit risk, and the ability to communicate effectively. This position supports flexible working arrangements, promoting a collaborative and diverse work environment.