Second Charge Mortgage Advisor

CCP Recruitment Limited; Manchester; Hybrid; GBP 27,000 - 36,000; Full time

Job summary

A leading recruitment agency is seeking a Second Charge Mortgage Advisor based in central Manchester. This role involves providing tailored mortgage advice, handling warm leads, and ensuring compliance with regulatory standards. Ideal candidates will have at least 12 months of sales experience in a relevant field and strong communication skills. The position offers a competitive salary and commission with opportunities for career development within a supportive team.

Benefits

Uncapped commission

Career development opportunities

Modern office environment

Qualifications

• Minimum 12 months sales experience in relevant fields.
• Confident communicator with the ability to meet sales targets.
• Motivated and team-oriented attitude.

Responsibilities

• Handle warm, pre-qualified leads across multiple channels.
• Provide tailored mortgage advice based on customer needs.
• Maintain compliance with regulatory standards.
• Achieve performance targets while ensuring customer satisfaction.

Skills

Sales experience in IVA or debt management

Understanding of regulated financial advice

Strong communication skills

Decision-making skills

Problem-solving skills

Motivated and customer-first mindset

Education

CeMAP qualification

Job description

Overview

Second Charge Mortgage Advisor

Location: Central Manchester (Office-based for the first 6 months, then transitions to hybrid)

Salary: £27,415 - £35,154 basic (depending on CeMAP status) - OTE £41,000 – £50,000+

Start Date: 24th November 2025

CCP is proud to be partnering once again with a forward-thinking financial services provider located in central Manchester. Following continued internal progression and a sustained period of growth - driven by a steady stream of high-quality inbound leads - they are now looking to expand their team with experienced Second Charge Mortgage Advisors.

This is a fantastic opportunity to join a values-led organisation that genuinely puts customer outcomes and financial wellbeing at the forefront of everything they do. If you're driven, experienced, and passionate about delivering expert advice in a thriving environment, we want to hear from you.

What You\'ll Be Doing

• Handling warm, pre-qualified leads across multiple channels
• Providing tailored mortgage advice that aligns with each customer\'s unique needs
• Maintaining compliance with regulatory standards (SMCR)
• Working within internal lending policies with integrity and transparency
• Achieving performance targets while delivering an exceptional customer experience

Desirable (but not essential)

• Full or part CeMAP qualification (or willingness to complete - training and course costs all provided)

What We\'re Looking For

• 12 months of sales experience within IVA, debt management, or life insurance, and a strong understanding of regulated financial advice
• Strong track record of meeting or exceeding sales targets
• Confident communicator with strong decision-making and problem-solving skills
• Motivated, team-oriented, and customer-first mindset

What\'s In It For You?

• Basic salary from £27,415 to £35,154 (depending on CeMAP qualification)
• Uncapped commission, with realistic OTE of £41,000-£50,000+
• Modern city-centre offices with a vibrant and supportive team culture
• Access to fantastic company benefits, incentives, and career development opportunities

Compliance Notice

This role falls under the FCA\'s Certification Regime. All offers are subject to DBS checks, credit checks, and ongoing fit-and-proper assessments in line with regulatory requirements.

How to Apply

This role is being managed exclusively by Daniel Green at CCP. If you\'re ready to take the next step in your mortgage advisory career, apply online today. We aim to respond to all applicants within 48 hours.

About CCP

CCP is a specialist recruitment partner for Customer Operations and CX roles. Since 2010, we\'ve built a reputation for connecting purpose-driven organisations with exceptional people. From household names to high-growth startups, we help brands attract and retain top customer-focused talent - while also advising on employer brand and hiring strategy.