Real Time Payments Scheme Manager

Visa; Greater London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services provider in the UK is seeking RTP Scheme Managers at the Manager level to oversee compliance and governance of Real Time Payments. You will manage external relationships while ensuring operational readiness and regulatory adherence. The ideal candidate has experience in payment systems and stakeholder management. This hybrid role requires strong analytical skills and the ability to thrive in a dynamic environment.

Qualifications

• Strong understanding of payment systems and operational processes.
• Experience in rules risk management or compliance monitoring.
• Proven ability to manage stakeholders across multiple teams.

Responsibilities

• Manage external stakeholder relationships including regulators and banks.
• Ensure compliance and operational readiness for payment schemes.
• Monitor scheme-related incidents and coordinate root cause analysis.

Skills

Understanding of payment systems

Stakeholder management

Analytical mindset

Excellent communication

Leadership skills

Ability to manage priorities

Education

Bachelor’s degree in Finance, Business, or related field

Professional certifications in risk/Project management or Compliance

Job description

Company Description

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you’ll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

Job Description

We are hiring two RTP Scheme Manager roles at Manager level to strengthen resilience and governance for our Real Time Payments (RTP) offering. The two Scheme Managers will work collaboratively, providing mutual support and coverage to maintain continuity in scheme governance and risk management activities. This partnership approach ensures a resilient presence in a critical function for the organisation.

The roles will work with senior leaders to manage external stakeholder relationships (e.g., Pay.UK, regulators, banks), while having a core focus on internal coordination, escalations, rules monitoring and running internal forums.

Scheme Management Support – The two Scheme Managers will jointly provide critical support to ensure compliance and operational readiness for payment schemes, focusing on internal governance and execution. Key activities include:

• Compliance Monitoring & Reporting

• Track adherence to relevant RTP scheme rules.

• Maintain internal compliance dashboards and elevate breaches or risks promptly.

• Prepare internal reports summarizing scheme performance and compliance status for senior leadership.

• Complete required assurance/attestations for Scheme submissions.

• Operational Readiness & Resilience

• Coordinate internal with relevant operational and technical teams – testing for scheme-related changes, including contingency and disaster recovery exercises.

• Support implementation of scheme updates and ensure operational teams are trained and prepared.

• Validate readiness for new scheme releases or rule changes through structured checklists and sign-offs.

• Maintain a timeline of required scheme report submissions and work with internal subject matter experts to complete.

• Scheme Documentation & Governance

• Maintain accurate and up-to-date scheme documentation, including internal policies, process flows, and compliance evidence.

• Ensure timely dissemination of scheme updates and rule changes to relevant teams.

• Assist in internal governance forums by preparing materials and tracking actions related to scheme compliance.

• Work with Senior Leaders to participate in external scheme forums where required.

• Incident & Issue Management

• Monitor scheme-related incidents and coordinate root cause analysis with operational teams.

• Support remediation plans and ensure lessons learned are documented and embedded into processes.

• Performance Oversight

• Track key scheme metrics (e.g., transaction volumes, SLA adherence, exception rates) and identify trends or anomalies.

• Provide insights to improve operational efficiency and reduce risk exposure.

• Cross-Functional Collaboration

• Work closely with Strategy, Payment Operations, Risk, Compliance/Regulatory, and Technology teams to ensure alignment with scheme standards.

• Contribute to internal audits and regulatory reporting as required.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Qualifications

• Strong understanding of payment systems, scheme rules, and operational processes.
• Experience in rules risk management or compliance monitoring within financial services or payments.
• Proven ability to manage and influence stakeholders across multiple teams.
• Analytical mindset with attention to detail and ability to interpret regulatory requirements.
• Excellent communication and leadership skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Bachelor’s degree in Finance, Business, or related field (or equivalent experience).
• Professional certifications in risk/Project management or Compliance (desirable).

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.