Product Manager (Lending) - Engine by Starling

The Engine; City of Westminster; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading FinTech company seeks an experienced Product Manager for the Lending area. You will own product development and manage relationships with clients while contributing to the product roadmap. Key qualifications include 5+ years in product management, preferably in FinTech. The role promotes hybrid working and offers a dynamic environment for managing multiple projects. This position is pivotal in driving product success and innovation.

Benefits

33 days holiday plus public holidays

Company enhanced pension scheme

Private Medical Insurance

Access to wellness platform

Cycle to Work scheme

Qualifications

• 5+ years of direct Product manager/owner experience, ideally in FinTech.
• Experience in delivering new features and projects while ensuring maintenance.
• Experience working across different regions and jurisdictions is a plus.

Responsibilities

• Own a lending product, deliver breakthrough features, and manage timelines.
• Work cross-functionally with teams to drive product improvements.
• Communicate priorities and manage relationships with stakeholders.

Skills

Communication Skills

Technical Curiosity

Problem-Solving

Prioritization

Job description

In this role within Engine's Product & Technology function, you'll run one or more subdomains in the Lending area, ensuring successful product development throughout, as well as having oversight and involvement in the creation of new lending features. You'll also work closely with the wider lending product team, including contributing to the broader lending roadmap. You'll have touch points with our existing and future clients to ensure we support them effectively. You'll enjoy problem solving, getting to the detail, and understanding how clients can make the best use of our product, whilst designing ways to improve it. Your work will span product strategy, client‑facing requirements gathering & solution design, and product ownership in an Engineering context.

Responsibilities

• Take ownership of a best‑in‑class lending product by scoping out breakthrough features, and owning the end‑to‑end delivery of your sub‑domain(s) in close alignment with the Product and Engineering domain leaders.
• Contribute to the overall lending roadmap with inputs from your subdomain(s)
• You'll work cross‑functionally with engineers, designers, document writers, and QA to drive the design and delivery of improvements to the product that align with the vision of the business, taking into account existing and potential clients.
• You'll confidently and independently prioritise incoming tasks and clearly communicate 'the what' and 'the why' of each decision to both internal and external stakeholders.
• You'll manage deadlines and be responsible for proactively raising delivery risks that may impact our client projects.
• You'll develop a close relationship with our Delivery and Customer Success teams, taking the lead on assessing feature requests and client requirements as a key input into overall feature and roadmap definition.
• You'll work closely with our Business Development team by helping the team understand Engine's capabilities in your domain and joining early‑stage Sales conversations as an SME.
• You will be responsible for being the champion of the feature, telling different teams and clients about the product, and adapting your style of communication and materials to different stakeholders

Qualifications

• 5+ years of direct Product manager/owner experience, ideally in FinTech or with a regulated lender
• You have owned and delivered new features, projects or products from start to finish and have gathered clear learnings on what went well and what didn’t. You’ve then ensured the successful in‑life maintenance of the feature (or project) going forward.
• Relevant experience in one or more of our lending subdomains: Origination, Credit Cards, Overdrafts, Collections and Mortgages & Term Lending.
• Experience working across different regions and jurisdictions is a plus
• You are comfortable leading multiple workstreams on the go as well as presenting existing and new capabilities internally and externally to clients.
• You have experience working directly with APIs.
• You have a keen eye for mobile UX and a good understanding of market trends in the lending world.
• You have experience of rapidly understanding problems and presenting solutions in a structured and informative manner that facilitates decision making.

Skills

• You're able to manage competing priorities, whilst keeping sight of the big picture and driving towards an end goal.
• You are intellectually and technically curious and enjoy learning what things do and how they work.
• You have a knack for understanding technical concepts and enjoy getting into the details with engineering and design.
• You have good communication skills that will be required to work with both internal and external stakeholders.
• You're comfortable handling ambiguity and working in a flat structure.
• You proactively take accountability for important and strategic activities.

At Engine by Starling, we are on a mission to find and work with leading banks all around the world who have the ambition to build rapid growth businesses, on our technology. Engine is Starling's software‑as‑a‑service (SaaS) business, the technology that was built to power Starling, and two years ago we split out as a separate business. Starling has seen exceptional growth and success, and a large part of that is down to the fact that we have built our own modern technology from the ground up. This SaaS technology platform is now available to banks and financial institutions all around the world, enabling them to benefit from the innovative digital features, and efficient back‑office processes that has helped achieve Starling's success. We draw upon our experience as knowledgeable bankers, and best in class technologists to become the chosen option for these banks, and preferred partners for leading consultancies.

Hybrid Working We have a Hybrid approach to working here at Engine - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person.

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

Benefits & Perks

• 45 minute with someone from the team
• 1 hour with two more people from the team including our Technical Product Director
• 45 minutes with two of the senior leadership team, 33 days holiday (including public holidays, which you can take when it works best for you)
• An extra day's holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary & group income protection
• Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr & Mrs Smith and Peloton
• Generous family-friendly policies
• Incentives refer a friend scheme
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
• Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing