New Business Commercial Underwriter

IPS Group Limited; Manchester; Remote; GBP 42,000 - 50,000; Full time

Job summary

A leading underwriting firm is seeking a New Business Underwriter for its flexible remote setup, aligned with regional offices in Birmingham, Leeds, or Manchester. You will work on underwriting commercial combined and specialist sector cases, collaborating with a supportive team while achieving individual income targets. The position offers a competitive salary of up to £50,000 plus bonuses, in addition to a comprehensive benefits package.

Benefits

Sales bonus

Comprehensive benefits package

Qualifications

• Experience in underwriting with a focus on new business.
• Ability to handle commercial combined or specialist-sector cases.
• Strong broker relationship management skills.

Responsibilities

• Work towards individual annual new business income targets.
• Quoting, converting, and underwriting risks manually.
• Collaborate with a team of underwriters while working remotely.

Skills

Technical underwriting skills

Commercial combined exposure

Self-motivated

Proactive communication skills

Job description

New Business Underwriter - Commercial Lines (Specialist Sector)

Location: Remote - Flexible to either the Birmingham, Leeds or Manchester office

Salary: Up to £50,000 + Sales Bonus

Are you an underwriter who thrives in a new business environment and enjoys working across meaningful sectors? If so, this could be a standout next step.

You’ll be joining a well-established, close-knit team of eight underwriters spread across the UK. Despite being based remotely, the team is tightly connected and supported by an experienced leader who values autonomy, expertise, and a shared sense of purpose. The focus here is 100% new business, with underwriters each working towards an individual annual new business income target.

What sets this role apart is the balance it offers: you're aligned to a regional office (Birmingham, Leeds, or Manchester), but the set-up is flexible and working remotely most of the time is absolutely fine. The environment suits someone proactive, self-motivated, and confident handling commercial combined or specialist-sector cases independently.

Referrals are driven by an external sales team, which means you’ll be working reactively to enquiries, quoting, converting, and underwriting risks manually (no e-trade or automation). Typical premiums sit in the £10k–£15k range however will deal with higher value risks.

Within the team, there’s a healthy mix of experience including several senior underwriters, creating a supportive and collaborative culture. The business understands the value of technical skill and broker relationships, and while occasional broker meetings are encouraged, this is more of a desk-based technical underwriting role. Whether you bring direct experience in a specific sector, or you're a strong commercial underwriter with solid combined/P&C exposure, this could be a rewarding opportunity to sharpen your expertise in a stable, respected environment with a positive team dynamic.

In return, you’ll receive a competitive salary, a bonus scheme and a comprehensive benefits package.