Mortgage and Protection Advisor

Stellar Select Limited; Tees Valley; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A family-run financial services firm in England is seeking a Mortgage & Protection Advisor. The candidate will deliver expert financial advice, manage client relationships, and benefit from administrative and compliance support. This self-employed role is ideal for motivated advisers looking to maximize their client focus with the firm's resources. Salary potential is uncapped with an OTE of £50-70,000.

Benefits

Full administrative and compliance support

Marketing support

30-day holiday plus bank holidays

On-site car parking

Qualifications

• Proven track record as a self-employed Mortgage & Protection Adviser.
• Ability to pass the FCA fit and proper assessment with no panel exclusions.
• Full UK driving licence is required.

Responsibilities

• Deliver expert mortgage and protection advice tailored to each client's needs.
• Conduct thorough consultations to understand clients' financial situations.
• Recommend appropriate products and solutions that best meet client objectives.

Skills

Proactive

Client-focused

Excellent customer experience

Communication of financial concepts

Education

CeMAP (or equivalent) industry-recognised qualification

Tools

Mortgage-specific software

Job description

Job Title: Mortgage & Protection Advisor

Location: Hybrid 3 days in Stockton on Tees

Salary: Uncapped OTE £50-70,000 realistic

Hours: Monday-Friday 9 am-5:30 pm

Benefits:

• Full administrative and compliance support
• Professional meeting rooms for client appointments
• Additional client leads provided
• Friendly, successful, and supportive team environment
• Marketing support to help build your pipeline
• Modern desk, computer, and IT systems provided
• On-site car parking
• Flexible working within a Monday-Friday structure
• Agreed 30-day holiday plus bank holidays in line with existing team structure
• Additional referral fees for estate planning services

About our Client and the role of Mortgage and Protection Advisor:

The business is a well-established, family-run financial services firm with over 15 years of experience, trusted for delivering tailored mortgage, protection, and holistic financial advice. They provide a comprehensive support structure, including full admin and compliance services, allowing advisers to focus on client relationships and revenue generation.
This self-employed role is designed to reward proactive and motivated advisers. While you will primarily develop your clients, the company may also share new client opportunities to support your growth. Additionally, the firm plans to acquire client portfolios from retiring advisers, offering potential opportunities to expand your book over time.
This role is ideal for an adviser currently working independently who wants support with admin, compliance, and operational tasks. You will benefit from a structured, collaborative environment and the resources needed to maximise your client focus and professional growth.

Responsibilities for the role of Mortgage and Protection Advisor:

• Deliver expert mortgage and protection advice tailored to each client's needs, reflecting our values of Trustworthiness, Honesty, and Reliability
• Conduct thorough consultations to understand clients' financial situations, goals, and priorities
• Recommend appropriate products and solutions that best meet client objectives
• Keep abreast of mortgage market trends, interest rates, lending policies, and regulatory requirements
• Educate clients on mortgage processes, terminology, and potential risks to enable informed decision-making
• Build and maintain strong client relationships, fostering trust, loyalty, and repeat business in line with our values of Authenticity and Relentless Work Ethic
• Assess clients' financial status, including income, expenses, assets, and liabilities, to determine borrowing capacity and product suitability
• Communicate complex financial concepts clearly and professionally
• Continuously grow and develop a client portfolio, maximising opportunities and ensuring profitable relationships
• Maintain commercial awareness of financial products, regulations, and market practices

Experience required for the role of Mortgage and Protection Advisor:

• Proven track record as a self-employed Mortgage & Protection Adviser
• CeMAP (or equivalent) industry-recognised qualification
• Ability to pass the FCA fit and proper assessment with no panel exclusions
• Proactive, self-motivated, and client-focused
• Committed to providing an excellent customer experience
• Competent in mortgage-specific software
• Full UK driving licence

For more information regarding the role of Mortgage and Protection Advisor, please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.