Mortgage Advisor

Hyperion Insurance Group Ltd; Greater London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services firm in Greater London seeks a highly motivated Mortgage Adviser. You will provide expert advisory services to clients, ensuring compliance with FCA regulations and delivering tailored mortgage solutions. The ideal candidate must hold a Certificate in Mortgage Advice and Practice (CeMAP) and possess strong communication skills, analytical abilities, and a proactive attitude. This role offers the opportunity to work in a structured and compliance-driven environment with a focus on outstanding client service.

Qualifications

• Must hold the Certificate in Mortgage Advice and Practice (CeMAP) or an equivalent recognised qualification.
• Strong understanding of FCA standards and financial crime legislation.
• Ability to work effectively in a structured, compliance-driven environment.

Responsibilities

• Deliver expert mortgage advice to clients, ensuring compliance with FCA rules.
• Build and maintain strong relationships with clients and stakeholders.
• Ensure accurate records and adhere to compliance standards.

Skills

Excellent interpersonal and communication skills

Strong analytical ability and attention to detail

Understanding of FCA standards

Education

Certificate in Mortgage Advice and Practice (CeMAP)

Job description

Job Title : Mortgage Adviser

About the Role

We are seeking a highly motivated Mortgage Adviser to join SPF Private Clients, part of the Howden Group, and the UK's leading mortgage broker for six- and seven-figure mortgages. In this role, you will provide a professional advisory service to both existing and prospective clients, ensuring exceptional standards of client care and compliance with FCA regulations, including Consumer Duty. You will play a pivotal role in promoting SPF Private Clients' reputation for excellence and delivering tailored solutions that meet our clients' unique needs.

Key Responsibilities

• Deliver expert mortgage advice to clients, ensuring good outcomes in line with FCA rules and company standards.
• Agree and implement a business development plan with your Supervisor to achieve qualitative and quantitative targets.
• Build and maintain strong relationships with clients, introducers, and other stakeholders within your designated area.
• Conduct thorough analysis of client needs and provide bespoke recommendations and solutions.
• Ensure all advice and recommendations comply with FCA regulations and company compliance procedures.
• Maintain accurate records, update pivotal systems, and complete all associated administration to meet file quality standards.
• Submit business in accordance with company procedures and address any remedial actions promptly.
• Demonstrate continued competence through assessments and adhere to personal development plans.
• Take responsibility for your CPD and maintain required qualifications to act as a Registered Mortgage Adviser.

About the Person

Qualifications: Must hold the Certificate in Mortgage Advice and Practice (CeMAP) or an equivalent recognised qualification.

Knowledge: Strong understanding of FCA standards and sourcebooks, including PRIN, COCON, FIT, TC, GEN, DISP, and MCOBS. Awareness of financial crime legislation such as SYSC, JMLSG guidance, and the Bribery Act.

Skills: Excellent interpersonal and communication skills. Strong analytical ability and attention to detail. Ability to work effectively in a structured, compliance-driven environment.

Attributes: Professional, proactive, and committed to delivering outstanding client service while maintaining regulatory compliance.