Independent Financial Advisor (IFA) Hybrid

Career Cross Limited; Greater London; Hybrid; GBP 75,000 - 87,000; Full time

Job summary

A financial advisory firm is seeking a dedicated Independent Financial Advisor (IFA) to join their hybrid team in Greater London. The role involves providing personalized financial planning and investment advice, maintaining client relationships, and ensuring compliance with regulations. Ideal candidates will have a Diploma in Financial Planning and at least 2 years of relevant experience.

Qualifications

• Minimum of 2 years of experience as a Financial Advisor, preferably in an independent environment.
• Current FCA authorisation with Statement of Professional Standing (SPS).
• In-depth knowledge of investment planning, inheritance tax planning, SIPPS and SSAS pensions.

Responsibilities

• Develop and maintain Client relationships to help meet agreed targets.
• Promote the business profile within the profession and wider communities.
• Provide financial information and advice tailored to Clients' needs.
• Prepare meeting notes and personal information documentation.

Skills

Client relationship management

Financial planning

Investment advice

Cash flow modeling

Education

Diploma in Financial Planning (DipPFS / Level 4 Qualified) or higher

Tools

PlannR

CRM systems

Job description

Independent Financial Advisor (IFA) Hybrid - London - £75k + fees and benefits

About the Role

We are seeking a highly motivated and client-focused Independent Financial Advisor (IFA) to join a growing team. The successful candidate will provide holistic financial planning and investment advice to a diverse portfolio of clients. You will be responsible for building long-term relationships based on trust, integrity, and professionalism, helping clients achieve their financial goals through tailored, independent advice.

Key Responsibilities

• Developing and maintaining Client relationships to help maintain business flow and meet agreed targets
• Promoting the profile of the business within the profession and wider communities
• Providing financial information and advice to Clients, appropriate to their individual needs
• Develop the Client's Financial Plan, established by completing the Client journey
• To gain a deep understanding of the individual(s) circumstances to identify the correct life plan
• Collaborate with the team to present the suitable journey for the client in a clear and simplistic way
• Continuous professional development to meet regulatory requirements and personal development needs
• Ensuring that any business conducted is done in a responsible and compliant manner, meeting all legislative requirements, including new requirements around the new consumer duty regulation
• To be able to bring your existing clients across and continue to develop those relationships
• A key focus on cash flow modelling and be able to present several scenarios to your clients
• Preparation of meeting notes and personal information documentation
• Carry out income & expenditure collation & analysis
• Ensuring that all Client requirements and objectives are followed through to the appropriate conclusion
• Managing an ongoing review service appropriate to the Client's needs
• Individual workflow and task delivery

Requirements

• Diploma in Financial Planning (DipPFS / Level 4 Qualified) or higher (Chartered or Certified status preferred)
• Current FCA authorisation with Statement of Professional Standing (SPS)
• Minimum of 2 years of experience as a Financial Advisor, preferably in an independent environment
• In-depth knowledge of investment planning, inheritance tax planning, SIPPS and SSAS pensions, protection products
• Proficient in financial planning software (PlannR) and CRM systems