Financial Lines Underwriter

Right International; United Kingdom; Hybrid; GBP 45,000 - 70,000; Full time

Job summary

A leading Managing General Agent in the UK is seeking a Financial Lines Underwriter to join their dynamic team. This role involves underwriting complex risks across D&O, Professional Indemnity, Cyber, and Financial Institutions, while developing strong broker relationships and contributing to strategic portfolio growth. Ideal candidates will possess strong negotiation skills and proven experience in a similar underwriting environment.

Benefits

Competitive salary & performance-based bonus

Hybrid working options

Opportunity to work in an agile and innovative MGA

Qualifications

• Experience in managing diverse portfolios of Financial Lines risks.
• Proven ability to negotiate terms and align with client needs.
• Established broker network with strong market presence.

Responsibilities

• Underwrite and manage a diverse portfolio of Financial Lines risks.
• Develop and maintain strong relationships with brokers and clients.
• Assess and price risks effectively based on market insights.

Skills

Risk Assessment

Negotiation

Relationship Building

Data-driven Decision Making

Communication

Education

Proven experience in Financial Lines underwriting

Strong technical knowledge across D&O, PI, Cyber, and Financial Institutions

Job description

A leading Managing General Agent (MGA) is seeking a Financial Lines Underwriter to join their dynamic team. This is an exciting opportunity to underwrite complex and high-value risks across key financial lines, including D&O, Professional Indemnity, Cyber, and Financial Institutions.

As a key player in the underwriting team, you will have the opportunity to build strong broker relationships, assess risk exposures, and contribute to the strategic growth of the portfolio.

Key Responsibilities:

• Underwrite and manage a diverse portfolio of Financial Lines risks, ensuring profitability and compliance with underwriting guidelines.
• Develop and maintain strong relationships with brokers, clients, and capacity providers to drive new business and renewals.
• Assess and price risks effectively, leveraging market insights and technical underwriting expertise.
• Negotiate terms and coverage to meet client needs while aligning with company objectives.
• Work collaboratively with internal teams, including claims, actuarial, and senior management, to optimise portfolio performance.
• Stay up to date with market trends, regulatory developments, and emerging risks in the Financial Lines sector.
• Proven experience in Financial Lines underwriting within an MGA, insurer, or Lloyd’s syndicate.
• Strong technical knowledge across D&O, PI, Cyber, and Financial Institutions.
• A well-established broker network with a strong market presence.
• Ability to assess complex risks, negotiate effectively, and make data-driven decisions.
• Excellent communication and relationship-building skills.
• Ability to work autonomously while contributing to a collaborative and entrepreneurial team environment.

What will you get?

• Competitive salary & performance-based bonus
• Hybrid working options (depending on location)
• Opportunity to be part of an agile and innovative MGA