File Checker (Advice Quality Team)

Titan Wealth; Harrogate; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A dynamic wealth management firm in Harrogate is seeking a skilled professional to ensure compliance and quality assurance in client advice files. This hybrid role requires at least 2 years of experience in an FCA-regulated environment and a Level 4 Diploma in Financial Planning. You will review and assess financial documentation, collaborate with various teams, and provide valuable feedback to improve overall quality. The position offers competitive benefits, including a pension scheme, annual leave, and opportunities for further training.

Benefits

Competitive salary

Attractive Employee Pension Scheme

25 days Annual Leave

Office Christmas close (3-days)

Private medical insurance

Income protection insurance

Confidential Employee Assistance Programme

Qualifications

• At least 2 years’ experience in a similar role within an FCA-regulated business.
• Ability to evaluate financial planning information.
• Experience with regulatory compliance standards.

Responsibilities

• Conduct detailed reviews of client advice files for accuracy and compliance.
• Ensure advice files meet regulatory requirements.
• Provide constructive feedback to improve documentation quality.
• Collaborate with teams to ensure smooth workflows.

Skills

File Checking & Quality Assurance

Compliance & Regulatory Alignment

Feedback & Continuous Improvement

Team Support & Collaboration

Commercial Awareness

Innovation

Collaboration

Professionalism

Education

Level 4 Diploma in Financial Planning

Job description

Overview

Titan Wealth is a fast-growing wealth management business, both in the UK and internationally. It has evolved a fairer, more efficient and effective business model, structured to deliver leading advice-led wealth management services, giving financial advisers and their clients the best opportunity to fulfil their dreams and ambitions.

We provide a dynamic work environment full of opportunity, one where both individual and team initiative and contribution is encouraged, so that together we can deliver better outcomes for our clients over the long term.

Responsibilities

• File Checking & Quality Assurance


• Conduct detailed reviews of client advice files (new business and ongoing advice) to ensure accuracy, suitability, and compliance with internal policies and FCA regulations


• Assess appropriateness of recommendations, documentation, risk assessments, and suitability reports


• Evaluate completeness and integrity of KYC, AML, and financial planning information


• Compliance & Regulatory Alignment


• Ensure advice files meet regulatory requirements including Consumer Duty, COBS, and MiFID II


• Identify potential risks, breaches, or inconsistencies and escalate where necessary


• Support the Manager by providing insights into recurring issues or emerging compliance themes


• Feedback & Continuous Improvement


• Provide clear, constructive feedback to paraplanners and advisers on how to resolve issues or strengthen documentation


• Track and monitor file quality trends to support continuous improvement initiatives


• Contribute to the development and refinement of file-checking processes, templates, and quality standards


• Team Support & Collaboration


• Collaborate with advisory, compliance, and administration teams to ensure smooth file completion workflows


• Attend internal meetings and training sessions to remain current on regulatory change and business updates


• Support new team members by sharing best practices and helping maintain a culture of quality and accountability

Critical Skills and Experience Required

• Level 4 Diploma in Financial Planning (or equivalent)

Qualifications (Essential & Desirable)

• Must have at least 2 years’ experience in a similar role within an FCA-regulated business

Key Interfaces (Internal and External)

• Members of the Compliance team, Advisers, Paraplanners, and wider business stakeholders

FCA Requirements

• Adhere to all FCA regulations including consumer duty.

Titan Key behaviours

• Commercial Awareness


• Innovation


• Collaboration


• Team contribution


• Professionalism

This role is a hybrid role based in Harrogate, you will be required to be in the office 3 days a week and two from home.

Our values

Our employees are talented people, distinguished by excellence. You will be able to demonstrate a willingness to embrace the Company values of:

Creativity – we recognise we need new ways of thinking, learning and doing to both improve our own productivity and efficiency as well as to help us stay ahead of competitors.

Commitment – we are a team with the willingness to put time, effort and energy into driving change in the organisation, going the extra mile.

Collaboration – we need teamwork amongst ourselves and with partners to generate more innovative, efficient and effective solutions and thereby a greater sense of achievement.

Terms

• Competitive salary


• Attractive Employee Pension Scheme (7.5% employer & minimum 3% employee)


• 25 days Annual Leave + public holidays


• Buy and sell holidays up to 5 days


• Office Christmas close (3-days)


• A range of benefits which includes private medical insurance, Group life insurance, and income protection insurance


• Hybrid working


• Further education and training support


• Discretionary performance related bonus


• Confidential Employee Assistance Programme


• 2 days per year for voluntary work


• And lots of flexible benefits to choose from!

The Titan Wealth Group is firmly committed to fostering an inclusive and equitable environment for everyone who works with us. We welcome diversity and strive to provide equal opportunities in recruitment and career advancement, pay and benefits, training and development opportunities and other job-related activities.