Director of Credit - Scalable Risk Strategy (Hybrid)

Morson Edge; Greater London; Hybrid; GBP 140,000 - 160,000; Full time

Job summary

A fast-growing UK challenger bank is seeking a Director of Credit to lead and strengthen the second line credit function. The successful candidate will shape credit strategy and ensure alignment of lending activities with the bank's appetite. Responsibilities include leading credit functions, chairing the Credit Risk Committee, and producing insightful reports for senior leadership. Candidates should have strong experience in property backed SME lending and comfortable engaging with senior stakeholders.

Qualifications

• Experience in property backed SME or mid-market lending.
• Comfortable in manual underwriting environments.
• Preference for London based candidates due to committee involvement.

Responsibilities

• Lead the second line credit function and maintain oversight of underwriting standards.
• Chair the Credit Risk Committee and steer discussions.
• Produce reporting for senior leadership with a focus on emerging risks.

Skills

Strong experience in buy to let and commercial real estate lending

Confident communicator

Leadership in a senior second line credit or Head of Credit position

Job description

A fast-growing UK challenger bank is seeking a Director of Credit to lead and strengthen the second line credit function. The successful candidate will shape credit strategy and ensure alignment of lending activities with the bank's appetite. Responsibilities include leading credit functions, chairing the Credit Risk Committee, and producing insightful reports for senior leadership. Candidates should have strong experience in property backed SME lending and comfortable engaging with senior stakeholders.