Credit Risk Analyst

SF Recruitment; England; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services firm in Coventry is seeking an experienced Credit Risk Analyst to lead a small team and manage credit strategy. You will assess creditworthiness, provide recommendations, and drive process improvements. Ideal candidates have over 3 years of experience in credit risk analysis and strong analytical capabilities. The role offers a competitive package with excellent benefits, including a bonus and private medical insurance.

Benefits

Bonus

Enhanced pension

Private medical

Life insurance

Income protection

Wellbeing benefits

Learning benefits

Qualifications

• 3+ years' experience in credit risk analysis.
• Strong leadership and people management capability.
• Excellent stakeholder and relationship management skills.
• High financial literacy and ability to interpret credit data.

Responsibilities

• Assess creditworthiness of counterparties and manage overall credit exposure.
• Monitor exposure, spot early warning signs, and prepare management reports.
• Build relationships and contribute to credit policy development.

Skills

Leadership

Analytical skills

Negotiation

Communication

Advanced Excel

Job description

Credit Risk Analyst

Location: Coventry (Office-based, Mon-Fri, 8:30‑5:00)

Salary: Competitive + excellent benefits

I'm supporting a growing organisation that's looking for an experienced Credit Risk professional to take ownership of credit strategy and lead a small team. If you're confident analysing complex financials, setting credit terms, and influencing key decision-makers, this is a great next step.

The Role

You'll be responsible for assessing the creditworthiness of counterparties, managing overall credit exposure, and providing commercially focused recommendations to senior leaders. This role requires strong analytical capability, sound judgement, and proven leadership skills.

Key Responsibilities

• Detailed financial analysis of counterparties using statements, reports, and market intelligence
• Setting credit terms, recommending limits, and assessing transactional risk
• Monitoring exposure, spotting early warning signs, and preparing management reports
• Staying on top of market trends and regulatory changes
• Building strong internal and external relationships
• Contributing to credit policy development and process improvement
• Monthly stakeholder meetings in Central London

What You'll Need

• 3+ years' experience in credit risk analysis
• Strong leadership and people management capabilityExcellent stakeholder and relationship management skills
• High financial literacy and ability to interpret credit data
• Strong analytical, negotiation, and communication skills
• Advanced Excel skills

What's on Offer

A competitive package including bonus, enhanced pension and annual leave, private medical, life insurance, income protection, dental, plus a range of wellbeing, social and learning benefits. This organisation prides itself on a collaborative culture, modern workspace, brilliant employee perks, and a genuine commitment to inclusion and development.