Credit Portfolio Manager (6 months)

NatWest Group; City of Edinburgh; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading financial institution is looking for a Credit Portfolio Manager to manage and evaluate credit risks across portfolios. The role involves collaborating with key stakeholders, developing strategies for credit management, and ensuring effective project deliverables. Ideal candidates should have strong analytical skills and experience in risk-related concepts. This position is offered for a period of 6 months, based in the Isle of Man or Jersey.

Qualifications

• Experience in credit scoring and statistical modelling.
• Ability to translate complex analytical concepts into simple proposals.
• Knowledge of the credit risk landscape.

Responsibilities

• Evaluate current and future credit risk of the portfolio.
• Deliver ongoing portfolio management activity.
• Collaborate with teams to provide input into credit policies.
• Develop and monitor retail credit strategies.
• Assist with analytical requirements regarding market threats.

Skills

Excellent analytical skills

Experience in risk adjusted returns

Strong project management skills

Ability to engage and influence stakeholders

Tools

Statistical modelling

Analytical tools and techniques

Job description

Overview

Join us as a Credit Portfolio Manager

• This is an excellent opportunity to become an expert on credit related projects across the portfolios and businesses
• We’ll look to you to develop, implement and maintain portfolio management activities across all stages of the credit life cycle for all products within the personal portfolio
• You’ll have the chance to collaborate with and influence key stakeholders to see that that portfolio is effectively managed through a combination of strategies
• This role can be based in the Isle of Man or Jersey; please state your right to live and work in these locations on your CV
• We’re offering this role for a period of 6 months

What you\'ll do

As a Credit Portfolio Manager, you’ll be evaluating the current and future credit risk of the portfolio and delivering ongoing portfolio management activity by driving actions to limit our exposure to emerging risks. We’ll look to you to control credit risk and recommend risk appetite for the business, within the respective governance, policy and control frameworks that have been established to help manage credit risk.

You’ll also be:

• Achieving project deliverables in line with milestones, within budget and on time, to a high standard by effectively managing employees and other resources
• Collaborating with risk appetite and policy teams to provide appropriate input into sector or asset class reviews and credit policies
• Developing and monitoring retail credit strategies and insight into the emerging threats to the credit profile of the credit portfolios of assets
• Helping to create and deliver added value through developing and maintaining strong relationships with internal and external stakeholders
• Assisting with the analytical requirements from the team, in particular the potential economic and market threats to the portfolio

The skills you\'ll need

We’re looking for someone with excellent analytical skills and a strong grounding in, and experience of, the application of concepts including risk adjusted returns, risk based pricing, portfolio management and stress testing. You’ll have good people and project management skills with a track record in delivering multiple proposals and initiatives on time and within budget.

You’ll also need:

• Experience of credit scoring and statistical modelling or similar, and the ability to translate complex analytical concepts into a concise and simple proposal
• The ability to plan and organise your own workload and those of others
• The ability to effectively engage and influence a wide range of stakeholder groups
• Knowledge of the credit risk landscape and practices
• Working knowledge of analytical tools and techniques