Commercial Underwriter

jobs.jerseyeveningpost.com-job boards; United Kingdom; On-site; GBP 30,000 - 50,000; Full time

Job summary

A leading insurance provider in the Channel Islands is seeking a Commercial Underwriter for a full-time, permanent role. The successful candidate will evaluate and underwrite commercial insurance risks, ensuring compliance and fostering relationships with brokers and internal teams. This position offers opportunities for professional development in a collaborative team culture.

Qualifications

• Proven experience in an underwriting role, ideally with underwriting authority.
• Strong understanding of the general insurance market.
• Demonstrated ability to deliver client-focused solutions and build long-term relationships.

Responsibilities

• Evaluate and underwrite commercial insurance risks within agreed authority limits.
• Review client portfolios and negotiate policy terms to meet underwriting performance targets.
• Ensure all activities comply with regulatory and company quality standards.

Skills

Interpersonal skills

Communication skills

Decision-making skills

Client-focused solutions

Education

Diploma in Insurance

5 GCSEs including Maths and English

Job description

Our client is seeking a Commercial Underwriter to join their team on a full-time, permanent basis. This role involves evaluating and underwriting commercial insurance risks in line with regulatory and internal standards. The successful candidate will work closely with brokers, underwriters, and internal departments to ensure fair client outcomes, regulatory compliance, and sustainable business growth.

Job Duties:

• Evaluate and underwrite commercial insurance risks within agreed authority limits
• Review client portfolios and negotiate policy terms to meet underwriting performance targets
• Ensure all activities comply with regulatory and company quality standards
• Liaise with underwriters and capacity providers to secure appropriate insurance cover
• Build and maintain effective working relationships with brokers, insurers, and internal teams
• Provide expert advice and coaching to colleagues on complex cases and underwriting decisions
• Support continuous improvement by contributing to internal projects and initiatives
• Maintain a high level of market knowledge to support efficient, client-focused underwriting decisions

Job Requirements:

• Diploma in Insurance (or working towards) is desirable
• 5 GCSEs (or equivalent) including Maths and English at Grade C or above
• Proven experience in an underwriting role, ideally with underwriting authority
• Strong understanding of the general insurance market
• Demonstrated ability to deliver client-focused solutions and build long-term relationships
• Excellent interpersonal, communication, and decision-making skills
• Professional, approachable, and collaborative working style

What You'll Love:

Our client is a leading insurance provider in the Channel Islands, known for its client-centred approach, collaborative team culture, and commitment to professional development. Employees are empowered to make responsible underwriting decisions, build lasting relationships, and contribute to the company's continued success.

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