BTL Underwriter

Brooke Harrison Recruitment; City Of London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A reputable recruitment agency seeks a BTL Underwriter for their London office. You will assess mortgage applications, manage risks, and maintain compliance in a supportive, team-oriented environment. Strong communication skills and experience in the BTL sector are essential. This role offers competitive compensation and avenues for professional growth.

Benefits

Opportunities for professional growth

Collaborative work environment

Competitive compensation and benefits

Qualifications

• Proven experience in a BTL underwriting role preferred.
• Strong analytical skills to assess mortgage applications accurately.
• Ability to work both independently and as part of a collaborative team.

Responsibilities

• Review and analyze application documents to determine eligibility.
• Assess risks and maintain accurate records of underwriting policies.
• Collaborate with brokers and valuers for risk assessments.

Skills

Initiative

Communication skills

Relationship building

Understanding of BTL mortgage products

Attention to detail

Job description

Job Title: BTL Underwriter

Location: London - Fully Office based -London Central
Type: Full-Time
Salary: Competitive depending on Experience

About the Role:

We are seeking a highly motivated and detail-oriented BTL (Buy-to-Let) Underwriter to join our dynamic team. The successful candidate will play a crucial role in assessing BTL mortgage applications, ensuring that risks are accurately evaluated, and decisions are made in accordance with our company policies and regulatory requirements.

Key Responsibilities:

• Application Analysis: Review and analyze various documents and data received from intermediaries to determine applicant eligibility for the BTL product.
• Risk Assessment: Accurately assess the risks associated with each BTL application, liaising with brokers and valuers to ensure a comprehensive understanding.
• Policy Management: Maintain detailed and accurate records of underwritten policies, ensuring all documentation is compliant with regulatory standards.
• Communication: Collaborate effectively with brokers, valuers, and other stakeholders to facilitate accurate risk assessments and maintain strong working relationships.
• Decision Making: Use your initiative to determine the wording of Special Conditions in offers and release the final Mortgage Offer to approved applicants.
• Compliance: Adhere strictly to compliance and internal procedures, ensuring all underwriting decisions align with company policies.
• Team Collaboration: Work independently when necessary but also contribute as a vital member of the team to achieve departmental goals.
• SLA Maintenance: Ensure all service level agreements (SLAs) are met, delivering timely and accurate underwriting decisions.

Key Skills and Experience:

• Strong ability to use initiative, working independently and as part of a team.
• Excellent communication skills, both written and verbal.
• Proven experience in building and maintaining good working relationships with brokers and other parties.
• Solid understanding of BTL mortgage products, underwriting processes, and risk assessment.
• Attention to detail and the ability to maintain accurate records and documentation.

Why Join Us?

We offer a collaborative and supportive work environment where your contributions are valued. We provide opportunities for professional growth and development, as well as competitive compensation and benefits.

Send CV now for immediate consideration.