Brdiging Underwriter

Northreach; City Of London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A recruitment agency is looking for a Bridging Underwriter to join a growing underwriting function in London. The role involves assessing and underwriting bridging loan applications, managing cases from enquiry to drawdown, and liaising with stakeholders. Ideal candidates should have experience in property finance, strong understanding of credit risk, and excellent communication skills. This is a hands-on role that requires good judgement and the ability to handle multiple cases efficiently.

Responsibilities

• Assess and underwrite bridging loan applications in line with internal credit policy.
• Analyse borrower profiles, property security, exit strategies and supporting documentation.
• Review valuation reports, legal due diligence and professional advice.
• Prepare clear credit recommendations and underwriting rationales.
• Manage cases end-to-end from enquiry to drawdown.
• Liaise regularly with brokers, solicitors, valuers and internal teams.

Skills

Experience underwriting bridging or short-term property finance

Strong understanding of UK property lending and credit risk principles

Good commercial judgement

Attention to detail

Confident communicator

Ability to manage multiple cases simultaneously

Job description

Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth.

The Opportunity

Northreach is partnering with a specialist property lender to recruit a Bridging Underwriter to join a growing underwriting function. This is a hands‑on role where you will manage cases from initial application through to completion, working closely with brokers, solicitors, valuers and internal stakeholders.

The role offers exposure to a broad range of short‑term property transactions and suits someone who enjoys balancing credit risk with commercial decision‑making in a fast‑paced environment.

Key responsibilities

• Assess and underwrite bridging loan applications in line with internal credit policy
• Analyse borrower profiles, property security, exit strategies and supporting documentation
• Review valuation reports, legal due diligence and professional advice
• Prepare clear credit recommendations and underwriting rationales
• Manage cases end‑to‑end from enquiry to drawdown
• Liaise regularly with brokers, solicitors, valuers and internal teams to progress transactions
• Maintain accurate case records and support service‑level delivery

What we are looking for

• Experience underwriting bridging or short‑term property finance
• Strong understanding of UK property lending and credit risk principles
• Good commercial judgement and attention to detail
• Confident communicator able to manage external relationships
• Ability to manage multiple cases simultaneously under time pressure

Interested candidates are encouraged to apply via Northreach for a confidential discussion.