BANKING Credit Analyst with Mandarin

Debro Group Ltd. t / a ABL Recruitment; City of Westminster; On-site; GBP 45,000 - 50,000; Full time

Job summary

A leading financial organization seeks a Banking Credit Analyst with fluent Mandarin and a background in corporate banking. Located in the City of London, this role involves analyzing credit for corporate clients, preparing applications, and ensuring compliance with credit risk management. Candidates should have 1-2 years of experience in a banking environment, strong financial analysis skills, and the ability to work under pressure. This position offers an opportunity to grow within a global bank with significant Chinese clients.

Qualifications

• 1-2 years' experience in preparing and presenting credit analysis in banking.
• Strong analytical skills, including financial statement interpretation.
• Understanding of key banking products.

Responsibilities

• Perform comprehensive credit analysis for corporate clients.
• Prepare high-quality credit applications and reports.
• Monitor credit exposure and compliance.

Skills

Fluent Mandarin

Fluent English

Financial analysis

Attention to detail

Organisational skills

Education

Degree-level education

Formal credit or accounting qualifications

Job description

Job Description

Excellent opportunity for anyone with fluent MANDARIN and CORPORATE BANKING background who is looking for their next step in the financial services sector. This organisation is a global player, and the Credit Risk team is growing and looking for someone who will support this growth. You will need to have relevant Credit risk experience and have worked with corporate clients and have the ability to produce risk analysis reports in both Mandarin Chinese and English. There are excellent career opportunities for the right person.

Job Title: BANKING Credit Analyst with Mandarin

Location: City of London

Work style: 100% office based

Sector: Banking and financial services

Languages: Fluent Mandarin and English

Salary: 45,000-50,000

Company details: Global bank with significant Chinese clients and interests.

Key Responsibilities

• Provide comprehensive credit analysis and administrative support to Corporate Banking and Financial Institutions teams.
• Prepare high-quality credit applications, credit ratings, and reports for both new transactions and annual client reviews.
• Produce analysis and recommendations on a portfolio of corporate clients, occasionally in dual-language format (English and Mandarin) for different internal stakeholders.
• Monitor credit exposure, covenant compliance, and market or counterparty-related risks; recommend timely actions where required.
• Assist with post-drawdown monitoring, including loan facilities, waivers, compliance, and legal checks.
• Maintain accurate credit risk management procedures and support adherence to internal policies and regulatory requirements.
• Ensure timely reporting of any material excesses or limit breaches.
• Stay up to date with UK and international credit market trends.

Skills & Experience

• 1-2 years' experience preparing and presenting credit analysis in a Commercial, Corporate, or Investment Banking environment.
• Strong financial analysis skills, including financial statement interpretation, sector research, and financial modelling.
• Understanding of key banking products such as overdrafts, syndicated loans, term loans, trade finance, guarantees, and cash management.
• Excellent attention to detail, strong organiser skills, and ability to work under pressure.
• Degree-level education; formal credit or accounting qualifications advantageous.
• Experience working with large corporate clients preferred.
• Fluent English required; Mandarin language skills are a strong advantage.
• Ideally more than 3 years of relevant experience.