Wholesale Credit Risk Specialist

BBVA; Paris; Sur place; EUR 60 000 - 80 000; Plein temps

Résumé du poste

A leading international financial institution in Paris is seeking an experienced Corporate Credit Risk Analyst to join their team. The role involves performing credit analysis, monitoring financial performance, and ensuring compliance with risk policies. Candidates should possess a degree in Finance or a related field, and at least 5 years of experience in corporate credit risk management, with knowledge of Real Estate being highly valued. Strong analytical and communication skills in both French and English are essential for this position.

Qualifications

• 5+ years of experience in corporate credit risk management or corporate investment banking.
• 3+ years of experience in Real Estate is a strong asset.
• Strong analytical abilities and understanding of financial components.

Responsabilités

• Assist management in performing credit analysis and credit approval.
• Monitor and produce reports detailing exposures to risk.
• Identify risk drivers and evaluate stressed scenarios.

Connaissances

Credit analysis

Risk management

Financial analysis

Data management

Communication skills

Formation

Degree in Finance, Economics, Business, Accounting or Engineering

Description du poste

Excited to grow your career

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts data scientists developers engineers and designers.

The Corporate Credit Risk unit at BBVA Paris is an integral part of the Global Risk Management EMEA team. Its main function is to deliver best-in-class credit analysis of corporate clients monitoring the local portfolio and ensuring the safety and soundness of wholesale lending through risk policy management.

About the job

The candidate among the French Corporates (covering Automotives Aerospace & Defence Energy Infrastructures TMT Retail Real Estate and other groups) will be in charge of the following tasks:

• Assist management in performing credit analysis and credit approval.
• Work in relationship with the bankers to make informed decisions through an understanding of the credit structure and profitability features of each client.
• Monitoring and producing reports detailing exposures to risk.
• Yearly monitoring of clients financial performance: analysis of financial statements and sector overview.
• Identification of risk drivers and evaluation of stressed scenarios.
• Assessment and analysis risk ratings on an ongoing and timely basis – Ongoing monitoring of the exposure for assigned clients and ensuring compliance with all terms & conditions.
• Admission of operations and FP management according to the policies and guidelines authorized.
• Ensuring the timely and accurate submission of credit approval documentation.

Qualifications required

• Degree in Finance, Economics, Business, Accounting or Engineering from a top business or engineering school.
• At least 5 years of professional experience in corporate credit risk management or corporate investment banking with at least 3 years of experience in Real Estate considered a strong asset.

Overview of Investment Banking products

• Understand the financing and sustainability strategies and sectors of major French companies.
• Strong financial background analytical capabilities. Strong analytical skills including understanding of key financial components (liquidity position, leverage profile, etc.) and the ability to form independent opinions on credit recognizing emerging risks.
• Strong organization and time management skills. Able to work under time pressure.
• Data management skills (access mining and reporting).
• Team spirit, enthusiasm, curiosity, flexibility. Able to work under time pressure.
• Excellent verbal and written communication skills in French and English; Spanish knowledge is highly valued.

Employment Details

Employment Type: Full‑Time

Experience: years

Vacancy: 1