co-founder CTO

wanopay; À distance; EUR 125 000 - 150 000; Plein temps

Résumé du poste

A fintech company is seeking a Co-Founder CTO to architect and build a non-custodial payment infrastructure for Africa. The role focuses on defining the technical architecture and directly working with banks and regulators. Candidates should have deep expertise in backend systems, experience in compliance-driven environments, and a strong communication ability. This is a remote-first opportunity offering co-founder status and equity, perfect for a builder with a founder's mindset.

Prestations

Full Co-Founder status

Meaningful founding equity

Architectural authority and strategic voice

Qualifications

• Deep expertise in backend/system architecture (Node, Go, or equivalent).
• Strong experience with APIs, distributed systems, and secure transaction flows.
• Exposure to regulated environments (payments, KYC/AML, banking).
• Ability to balance speed with correctness and auditability.

Responsabilités

• Define and evolve the core non-custodial architecture.
• Build the first production system hands-on.
• Implement security, observability, reliability, and testing discipline.
• Make foundational infrastructure and stack decisions.
• Scale engineering through pilot to production.
• Work directly with banks and regulators.

Connaissances

Backend/system architecture expertise

Experience with APIs

Strong communication skills

Knowledge of compliance-driven environments

Ownership mindset

Description du poste

Co-Founder CTO — Architecting the “Universal Layer” for African Payments (Remote)

Why this role matters

Africa doesn’t need more wallets. African cross-border payments are structurally broken: fees of 4–8% and settlement delays of 2–5 days. This “infrastructure tax” suffocates trade and limits financial sovereignty.

Legacy global payment systems were never designed for African economies. The result: high costs, dependency on external intermediaries, and systemic delays.

At the same time, stablecoin settlement rails are rewriting how global value moves. This creates a rare, time‑sensitive opportunity: Africa must become an architect in this new era — not just a consumer.

We are building infrastructure that allows African institutions to move value on their own terms.

We enable banks and regulated institutions to connect to modern rails — stablecoins, institutional OTC desks, and instant fiat corridors — without complexity, custody risk, or regulatory shortcuts.

The stack we are building

Universal Adapter Layer

A standardized interface for stablecoins, OTC partners, and regional instant payment systems.

Deterministic Orchestration

Stateless workflows coordinating cross-border value movement end-to-end.

Forensic Auditability

An evidence store designed for central bank scrutiny, using immutable hash-chaining and full traceability.

This is infrastructure — not an app.

Your role

Architect + Builder

You will own the technical DNA of WANOPAY from Day 0.

• Define and evolve the core non‑custodial architecture
• Build the first production system hands‑on
• Implement security, observability, reliability, and testing discipline
• Make foundational infrastructure and stack decisions
• Scale engineering as we move pilot → production → multi‑corridor
• Work directly with banks, regulators, and partners to deliver compliance‑grade engineering

You design long‑term, optimize for resilience, and build with regulators in mind from day one.

The profile we are looking for

You likely come from a fintech or infrastructure environment such as Stripe, Wise, Wave, Adyen, Plaid, Checkout.com, or similar.

• Deep expertise in backend / system architecture (Node, Go, or equivalent)
• Strong experience with APIs, distributed systems, and secure transaction flows
• Exposure to regulated or compliance‑driven environments (payments, KYC / AML, banking)
• Ability to balance speed with correctness and auditability
• Strong communication skills and a founder‑level ownership mindset

If you’ve built abstractions and rails — not just consumer products — you will thrive here.

The partnership

This is not a job. It is a founding partnership.

• Full Co‑Founder status
• Meaningful founding equity
• Architectural authority with a strategic voice in the company’s future
• Remote‑first team anchored in key financial hubs

We are looking for someone who builds like an engineer — and thinks like a founder.

Next step: If this resonates, let’s talk. Even exploratory conversations are welcome.