Assistant Credit Manager

Accor; Issy-les-Moulineaux; Sur place; EUR 45 000 - 60 000; Plein temps

Résumé du poste

A leading hospitality company in Île-de-France is seeking an experienced Assistant Credit Manager to support the Cluster Director of Finance in evaluating customer creditworthiness and managing financial risk. The role involves analyzing financial data, maintaining accurate credit records, and coordinating with sales and finance teams. Ideal candidates will possess a Bachelor's degree in Finance, strong analytical skills, and experience in credit control. This position offers competitive benefits and career growth opportunities.

Qualifications

• Experience in credit control, accounts receivable, or financial analysis.
• Good understanding of credit analysis, financial statements, and risk assessment.
• Familiarity with credit scoring tools and trade credit insurance.

Responsabilités

• Review customer credit applications and financial statements.
• Monitor customer credit performance and report risks.
• Prepare reports on credit exposures and collection status.

Connaissances

Strong analytical and numerical skills

Excellent communication and negotiation skills

Strong attention to detail

Formation

Bachelor’s degree in Finance, Accounting, or Business Administration

Outils

Spreadsheets

Accounting/ERP systems

Description du poste

Job Description

As Assistant Credit Manager supports the Cluster Director of Finance in evaluating customer creditworthiness, managing credit limits, reducing financial risk, and ensuring timely collection of outstanding accounts. This role involves analyzing financial data, maintaining credit records, coordinating with sales and finance teams, and assisting in developing credit policies to support healthy cash flow and minimize bad debt.

Credit Assessment & Approval

• Review and analyze customer credit applications, financial statements, credit reports, and payment history.
• Assist in determining appropriate credit limits and terms based on risk assessment.
• Monitor customer credit performance and report significant changes or risks.
• Support the approval and setup of new customer accounts.

Accounts Receivable & Collections

• Monitor aging reports and follow up on overdue accounts.
• Coordinate with customers to resolve billing issues or payment delays.
• Escalate high‑risk accounts and recommend appropriate actions (holds, collections, negotiations).
• Assist in achieving monthly cash collection targets.

Risk Management

• Identify potential credit risks and propose strategies to mitigate bad debt exposure.
• Update and maintain accurate credit files and customer documentation.
• Assist in conducting periodic reviews of existing customer credit limits.

Process Support & Reporting

• Prepare regular reports on credit exposures, overdue accounts, and collection status.
• Assist the Credit Manager in developing and implementing credit policies and procedures.
• Support audits by providing documentation and credit‑related data.
• Work closely with the sales, finance, and operations teams to ensure smooth order processing and dispute resolution.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• Strong analytical and numerical skills.
• Good understanding of credit analysis, financial statements, and risk assessment.
• Proficiency with spreadsheets and accounting/ERP systems.
• Excellent communication and negotiation skills.
• Experience in credit control, accounts receivable, or financial analysis.
• Familiarity with credit scoring tools and trade credit insurance.
• Strong attention to detail and ability to work under deadlines.

Additional Information

Additional Language is an added advantage.

Our commitment to Diversity & Inclusion

We are an inclusive company and our ambition is to attract, recruit and promote diverse talent.