Product Manager - Affluent Debit & Credit Card Propositions

Tink; Berlin; Vor Ort; EUR 70.000 - 90.000; Vollzeit

Zusammenfassung

A leader in payment solutions is seeking an experienced Product Manager to oversee affluent debit and credit card propositions. The ideal candidate should possess a graduate degree and substantial experience in product management, especially within financial services. Responsibilities include defining product strategy, executing GTM plans, and ensuring P&L accountability. The successful applicant will leverage data insights for business decisions and manage stakeholder engagements effectively. This role demands a blend of technical understanding and strong commercial skills.

Qualifikationen

• Experience in product management within financial services or payments.
• Strong commercial background and proven revenue growth track record.
• Hands-on GTM experience with complex products.

Aufgaben

• Define product strategy for affluent debit and credit card propositions.
• Lead end-to-end GTM planning and execution.
• Drive P&L accountability for the product portfolio.

Kenntnisse

Product management

Commercial analysis

Stakeholder management

Data-driven decision making

Negotiation

Ausbildung

Graduate degree or higher qualification

Tools

Business analytics tools

Jobbeschreibung

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

We are seeking an experienced Product Manager to lead the development and execution of affluent debit and credit card propositions. This role requires a strategic thinker with strong commercial acumen, technical expertise, and a proven ability to deliver results in a fast-paced environment.

Key Responsibilities

• Product Strategy & Development:
  • Define scope and own the roadmap for affluent debit and credit card propositions articulating desirability, viability and feasibility of recommendations and proposed solutions
  • Identify market trends, customer needs and segments, and competitive insights to shape product strategy
  • Closely partner with Benefits Centre of Excellence and Benefits Platform teams to drive proposition development & delivery
  • Produce various assets from product positioning to product sheets, presentations etc.
• Go-to-Market (GTM) Execution:
  • Lead end-to-end GTM planning and execution for new product launches and enhancements. Collaborate with marketing, sales, and operations to ensure successful delivery and adoption.
  • Drive market activation sessions and enable local teams to sell affluent propositions.
  • Support local teams on high-impact RfPs or priority client engagements with expertise
• Commercial Management:
  • Drive P&L accountability for the product portfolio
  • Model business cases and drive product analytics
  • Develop pricing strategies, revenue models, and performance metrics to maximize profitability.
  • Partner with Finance teams to ensure accurate billing is in place
• Technical & Operational Excellence:
  • Work closely with technology teams to ensure seamless integration and scalability of solutions across European markets
  • Translate business requirements into technical specifications and oversee implementation.
• Stakeholder Engagement:
  • Partner with internal and external stakeholders to deliver innovative and customer-centric solutions.
  • Support project management to ensure productive partnerships, with effective sessions and timely progress
  • Influence senior leadership with data-driven insights and recommendations.

Qualifications

• Graduate degree or higher qualification
• Experience in product management within financial services or payments, ideally in banking
• Strong commercial background with proven track record in developing business cases and driving revenue growth.
• Experience leveraging data to inform decisions and well versed in market research and business analytics
• Hands-on GTM experience and expertise in launching complex products.
• Solid technical understanding of payment systems, card platforms, and digital solutions.
• Management consulting experience is highly desirable
• Exceptional execution focus, with ability to manage multiple priorities and deliver work independently under tight timelines.
• Excellent communication, negotiation, and stakeholder management skills with solution-oriented mindset
• Knowledge of affluent customer segments and premium product design with experience in managing premium portfolios
• Familiarity with regulatory requirements and compliance in payments.
• Experience working in cross-functional, global teams.

Additional Information

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.