Senior Life Underwriter

Société Financière Manuvie; Remote; CAD 65,000 - 110,000; Full time

Job summary

A leading financial services provider is seeking an experienced underwriter to join their team in Montreal, Quebec. The ideal candidate will have over 3 years in underwriting and be skilled in risk assessment and client relations. Strong medical knowledge and bilingualism are preferred. This remote position offers a competitive salary range from $65,850 to $109,750 CAD, alongside numerous customizable benefits including health insurance and retirement plans.

Benefits

Health and dental insurance

Mental health benefits

Retirement savings plans

Qualifications

• 3+ years of underwriting experience required.
• $1,000,000+ Life signing authority necessary.
• Working towards or completion of FALU, FLMI, ACS designations.

Responsibilities

• Conduct risk assessment and classification.
• Maintain positive relationships with internal and external partners.
• Deliver the best customer experience consistently.

Skills

Underwriting experience

Sales and relationship-focused mindset

Strong knowledge of medical terminology

Excellent communication skills

Education

University or college degree in a related discipline

Tools

Financial reports

Job description

Overview

Manulife’s underwriting team is renowned for thought leadership and innovative ways to underwrite complex files. We are looking for growth-minded, service-oriented underwriters to join our team. We offer industry‑leading training and development and support our underwriting team with development opportunities within and beyond traditional underwriting roles. As a member of our exceptional Underwriting team, you’ll be part of shaping the future of insurance excellence.

Position Responsibilities

• Conduct risk assessment and classification by Manulife's philosophy and standards
• Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our customers
• Maintain positive and effective relationships with internal and external partners
• Consistently deliver the best customer experience by making every interaction significant
• Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure
• Identify and propose solutions to problems and procedures related to the underwriter's work

Required Qualifications

• 3+ years of underwriting experience
• $1,000,000+ Life signing authority
• Sales and relationship‑focused mindset with a drive for earning business and continuing to earn business in this competitive market
• Working toward, or completion of FALU, FLMI and ACS designations
• Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments
• Strong knowledge in how non‑medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle
• Experience with financial reports and training in anti‑money laundering practices
• Excellent oral and written communication skills

Preferred Qualifications

• Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.
• 100,000+ CI authority
• University or college degree in a related discipline such as medical, research or financial
• Strong negotiation skills
• Interest in representing the company via external presentations, panels, conferences, etc.
• Experience in co‑signing, referral reviews, mentoring, etc.

When you join our team

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Equal Opportunity Employer

Manulife is an Equal Opportunity Employer. At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy‑related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [e-mail].

Salary & Benefits

Referenced Salary Location: CAN, Nova Scotia – Full Time Remote

Working Arrangement: Remote

Salary range is expected to be between $65,850.00 CAD – $109,750.00 CAD. If you are applying for this role outside of the primary location, please contact [e-mail] for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job‑related factors such as knowledge, skills, qualifications, experience and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short‑ and long‑term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [e-mail] for more information about U.S.-specific paid time off provisions.