Fraud Risk Associate

Ramp; Ontario; Remote; CAD 92,000 - 149,000; Full time

Job summary

A financial operations platform is seeking a Fraud Risk Associate to develop and optimize fraud policies using data analysis. Candidates should have at least 2 years in fraud risk management, with proficiency in SQL, Python, or R. The role involves working with cross-functional teams to enhance fraud strategies and requires strong communication skills. Competitive compensation and benefits are provided.

Benefits

100% medical, dental & vision insurance coverage

401k with employer match

Flexible PTO

Work-from-home stipend

Wellness stipend

Parental Leave

Pet insurance

Qualifications

• Minimum 2 years of experience in fraud risk management or quantitative strategy role.
• Minimum 2 years of experience using SQL, Python, or R for data retrieval and manipulation.
• Excellent written and verbal communication skills.

Responsibilities

• Leverage external and internal performance data to develop fraud policies.
• Perform root cause analyses of fraud events.
• Partner with product, engineering, and design teams to execute fraud policies.
• Implement fraud risk metric monitoring.
• Collaborate with data scientists to leverage fraud risk models.
• Drive customer experience by analyzing flow of funds.
• Research emerging underwriting and fraud trends.

Skills

Fraud risk management

SQL

Python

R

Communication skills

Job description

Overview

Join to apply for the Fraud Risk Associate role at Ramp

This range is provided by Ramp. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

About Ramp

At Ramp, we’re rethinking how modern finance teams function in the age of AI. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent.

More than 40,000 businesses have saved $10B and 27.5M hours with Ramp. Ramp powers the fastest-growing corporate card and bill payment platform in America, enabling over $80 billion in purchases each year.

Ramp’s investors include Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, among others. Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.

About The Role

As a member of Ramp's Fraud Strategy team, you will leverage data to develop and optimize fraud strategies, including underwriting (KYC / B, OFAC, fraud risk) and customer management (payment, transactions, account take-over) strategies. This role requires an understanding of fraud concepts & data sources, fluency with data, and the ability to drive a broad set of projects fairly independently. The role also requires the ability to work with cross-functional teams to influence and execute risk strategies.

You will have significant ownership of your projects, with the freedom to innovate and execute your ideas, empowering you to do your best work and make a meaningful impact. As you drive changes to our fraud prevention policies, you will be entrusted with larger projects and more strategic initiatives.

What You’ll Do

• Leverage external and internal performance data to develop best-in-class fraud policies (e.g. identity / first-party fraud, transaction fraud, account takeover, KYC / B) that create value for Ramp and its customers
• Perform root cause analyses of fraud events and develop data-driven fraud defenses
• Partner with product, engineering, and design teams to execute fraud policies and features
• Implement fraud risk metric monitoring and develop levers to mitigate risk factors
• Collaborate with data scientists to build and leverage fraud risk models in Ramp’s risk policy
• Drive Ramp’s customer experience by analyzing the flow of funds (repayments, chargebacks, etc.)
• Research emerging underwriting and fraud trends to innovate on Ramp's decision systems and policies

What You Need

• Minimum 2 years of experience in fraud risk management or quantitative strategy role
• Minimum 2 years of experience using SQL, Python, or R for data retrieval and manipulation
• Excellent written and verbal communication skills

Nice to Haves

• Experience in high-growth startups
• Experience within consumer / corporate / small business cards, payments, invoices, lending, or related industries

Compensation

For candidates located in NYC or SF, the pay range for this role is $102,300 - $165,450

For candidates located in all other locations, the pay range for this role is $92,100 - $148,950.

Benefits (for U.S.-based Full-time Employees)

• 100% medical, dental & vision insurance coverage for you
• Partially covered for your dependents
• One Medical annual membership
• 401k (including employer match on contributions made while employed by Ramp)
• Flexible PTO
• Fertility HRA (up to $5,000 per year)
• WFH stipend to support your home office needs
• Wellness stipend
• Parental Leave
• Relocation support to NYC or SF (as needed)
• Pet insurance

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other Notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.