Credit Risk Analyst – Asset Based Lending

Business Money Promotions Ltd; England; Presencial; GBP 40,000 - 75,000; Tempo integral

Resumo da oferta

A leading financial services provider seeks a Credit Risk Analyst to join their Asset Based Lending team. The successful candidate will analyze credit proposals, ensure compliance with policies, and manage credit risks. This role offers a competitive salary with additional benefits, making it an excellent opportunity for professionals in the field.

Qualificações

• Experience in credit risk and portfolio analysis
• Excellent presentational skills
• Numerate with a good understanding of credit risk methodologies

Responsabilidades

• Draft and present credit proposals to Credit Committee
• Make independent assessments of the risk position
• Oversee credit risks and analyze loan proposals

Conhecimentos

Asset Based lending industry knowledge

RiskFactor knowledge

Credit risk methodologies

Credit risk policies

Excellent written skills

Descrição da oferta de emprego

Credit Risk Analyst – Asset Based Lending

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Credit Risk Analyst – Asset Based Lending

Our client, a leading provider of Financial Services to businesses requires a Credit Risk Analyst to join their Asset Based Lending team in South East England.

The successful candidate will be responsible for drafting and presenting both Invoice Finance & Asset Based Lending credit proposals to Credit Committee whilst complying with credit policy guidelines and processes.

The opportunity would suit someone who is either operating within a similar field within ABL or someone working within another area of ABL such as Sales, Portfolio Management and/or Audit & Survey who would like to challenge themselves in a credit based environment.

Key responsibilities:

• Drive continuous improvement activity, challenging processes and procedures to ensure optimal efficiency and effectiveness, whilst be aligned with business delivery.
• Responsible for making an independent assessment of the risk preposition presented, and to carefully weigh up interests and responsibly maintain and build up the credit portfolio, with a view to optimising the lending process.
• Also, for overseeing credit risks and analysing, assessing and authorising loan proposals, as well as advising Relationship Managers on lending-related issues and coordinating lending process activities, all within the formulated credit policy.
• Analyse and interpret financial documentation.

Key Skills:

• Asset Based lending industry knowledge.
• In-depth working knowledge of RiskFactor.
• Highly numerate with a good understanding of credit risk methodologies, with experience of credit risk and portfolio analysis.
• Good knowledge of credit risk policies and, processes and controls
• Excellent written and presentational skills.

The successful candidate will be rewarded with a salary up to £75k p/a + bonus + a range of additional benefits.

For more information about this role or any of our vacancies call 01625 522 774 or email [e-mail].

M2 Professional Recruitment Services
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