Senior Finance Manager: Credit Risk & ROI Optimizer

1st-jobs.com; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A recruitment agency is seeking a Senior Finance Manager in Dubai to oversee credit assessment and risk management for the Rent Now Pay Later (RNPL) portfolios. The ideal candidate will have over 5 years of experience in loan approval or financial risk roles, strong financial analysis skills, and a proven ability to manage risks effectively. Responsibilities include enhancing collections efficiency, maintaining financial records, and supporting portfolio performance improvements. Competitive salary and commission structure offered.

Qualifications

• Minimum 5 years experience in loan approval, credit analysis, or financial risk roles.
• Strong understanding of installment-based or credit-led products.
• Proven ability to manage risk and reduce defaults.

Responsibilities

• Assess and analyze credit and risk profiles for monthly payment plans.
• Approve flag or lift applications based on financial criteria.
• Reconcile monthly RNPL inflows against expected collections.
• Coordinate closely with Collections on overdue accounts and risk exposure.
• Design and implement proactive risk mitigation strategies.
• Maintain accurate financial records and performance reports.
• Support Admin Listings and Sales teams with financial insights.
• Drive portfolio performance and maximize ROI.

Skills

Financial analysis & forecasting

Credit & risk management

Strong business judgment

Stakeholder coordination

Performance and ROI optimization

Negotiation and commercial awareness

Job description

A recruitment agency is seeking a Senior Finance Manager in Dubai to oversee credit assessment and risk management for the Rent Now Pay Later (RNPL) portfolios. The ideal candidate will have over 5 years of experience in loan approval or financial risk roles, strong financial analysis skills, and a proven ability to manage risks effectively. Responsibilities include enhancing collections efficiency, maintaining financial records, and supporting portfolio performance improvements. Competitive salary and commission structure offered.