Portfolio Manager

PayTech Nexus Ltd; Dubai; On-site; AED 300,000 - 400,000; Full time

Job summary

A leading payment solutions company in Dubai is seeking a Portfolio Manager to develop and manage card lifecycle management programs. The ideal candidate will have over 12 years of experience in card portfolio management, strong analytical skills, and proficiency in tools like Excel and Tableau. Responsibilities include optimizing portfolio performance, leading a team, and ensuring compliance with regulations. A competitive salary and benefits are offered.

Qualifications

• 12+ years of experience in cards portfolio management or a related field.
• Strong understanding of financial metrics and performance indicators.
• Experience in developing and launching new card products.

Responsibilities

• Develop and implement strategies to optimize the cards portfolio performance.
• Lead and mentor the cards portfolio management team.
• Analyze market trends and customer behavior.
• Collaborate with cross-functional teams to enhance product offerings.
• Monitor and report on portfolio performance.

Skills

Knowledge of cards market and industry trends

Proficiency in data analysis

Proficiency in Excel

Proficiency in Tableau

Analytical and problem-solving abilities

Strong leadership and team management skills

Job description

Job Title: Portfolio Manager

Term: 12 months

Location: Dubai, UAE

Relevant experience: 12+ years in card portfolio management or a related field.

Mandatory requirements

• Knowledge of the cards market, industry trends, and regulatory environment.
• Proficiency in data analysis and portfolio management tools, Excel, and Tableau.

PURPOSE OF JOB

Building and managing lifecycle management program for Client to increase card activeness, spend per active card, achieve lower inactivation and product attrition by leveraging advanced analytics and marketing

TASKS

Core Responsibilities and Accountabilities

• Develop and implement strategies to optimize the cards portfolio performance, including pricing, promotions, and product enhancements.
• Lead and mentor the cards portfolio management team, fostering a culture of continuous improvement and professional development.
• Analyze market trends, customer behavior, and competitive landscape to identify growth opportunities and potential risks.
• Collaborate with cross-functional teams, including marketing, IT, and customer service, to enhance product offerings and customer experience.
• Monitor and report on portfolio performance, providing insights and recommendations to senior management to drive strategic decisions.
• Ensure compliance with industry regulations and internal policies, maintaining high standards of governance and risk management

Knowledge and Experience

• 12+ years of experience in cards portfolio management or a related field, with a proven track record of driving business growth and achieving targets.
• Strong leadership and team management skills, with the ability to inspire and motivate a diverse team.
• Excellent analytical and problem-solving abilities, with a data-driven approach to decision-making.
• Experience in developing and launching new card products, including credit, debit, and prepaid cards.
• Strong understanding of financial metrics and performance indicators, including Net Interest Margin (NIM), Fee Income, Charge-off Rates, Delinquency Rates, Average Spend per Card, Activation Rates, and Customer Retention Rates
• Familiarity with card management systems (CMS) and payment processing platforms.
• Knowledge of fraud detection and prevention tools, as well as risk management systems.
• Understanding of regulatory compliance requirements in the UAE

Mandatory Skills

• In-depth knowledge of the cards market, industry trends, and regulatory environment.
• Proficiency in data analysis and portfolio management tools, Excel, and Tableau.