Manager - Commercial Banking Emiratized Role

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 200,000 - 300,000; Full time

Job summary

A leading financial institution in Abu Dhabi seeks an experienced professional to manage and grow a portfolio of profitable customers in business banking. The role demands a minimum of 8 years in Corporate Banking with experience in Credit Analysis and proposals. Candidates should possess a Bachelor’s Degree in Business Administration or related fields and demonstrate strong relationship management skills. This full-time position does not support remote work.

Qualifications

• Minimum 8 years relevant experience in Corporate Commercial or Business Banking.
• At least 3 years managing a borrowing customer base in the identified target segment.
• Experience in Credit Proposal is a must.

Responsibilities

• Manage and grow a profitable portfolio of customers.
• Maintain active prospecting for financial objectives.
• Fulfill customer requirements and manage overall relationships.
• Ensure compliance with approved terms and manage service recovery tasks.

Skills

Credit Analysis

Financial Analysis

Education

Bachelor’s Degree in Business Administration, Finance, Banking or a related field

Job description

Overview

JOB PURPOSE: To manage and grow a portfolio of profitable borrowing and non-borrowing customer base including Trade & Working capital customers in defined geographical markets in pursuit of specific sales service growth and opportunity targets.

Key Accountabilities

• Responsible for Identifying originating & delivering business across all products in the identified target segment.
• Maintains active prospecting effort and pipeline for achieve core financial objectives.
• Responsible for delivery against assigned financial revenue and balance sheet targets.
• Fulfil customers requirements and manage the overall relationship ensuring quality of service.
• Responsible for ultimate commercial decision on client to optimise wallet share and returns.
• Responsible for maximising Share of Wallet (SOW) at client level across the managed portfolio.
• Responsible for maintaining the pipeline making sure the information is complete and accurate updated and all identified opportunities are included.
• Sponsor Credit proposals for Borrowing customers.
• Responsible for Credit analysis onboarding and monitoring support for acquisition and management of borrowing customer portfolio with need based assistance from assigned Assistant Relationship Managers.
• Responsible for Monitor compliance with approved terms.
• Responsible for service recovery tasks and resolution of escalated customer transactions for breach of TAT and exceptions allowed under Operational Delegation.
• Follow all relevant departmental policies processes standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.
• Demonstrate compliance to organisations values and ethics at all times to support the establishment of a value drive culture within the bank.
• Contribute to the identification of opportunities for continuous improvement and sustainability of systems processes and practices considering global standards productivity improvement and cost reduction.

Minimum Qualifications & Experience:

Qualifications & Experience

• Minimum Qualification: Bachelor’s Degree in Business Administration, Finance, Banking or a related major field of study is preferred
• Minimum Experience: 8 years relevant experience in the Corporate Commercial or Business Banking with at least 3 years in similar positions of managing borrowing customer base in the identified target segment.
• Strong Experience of Credit Analysis / Financial Analysis
• Experience of Credit Proposal is a must

Remote Work

Remote Work : No

Employment Type

Employment Type : Full-time