Credit Portfolio Analyst (UAE Nationals Only)

22333 Citibank N.A. UAE - GCB Multiple Ledger; Dubai; Hybrid; AED 50,000 - 70,000; Full time

Job summary

A major financial institution in Dubai seeks a Credit Risk Analyst II to enhance credit risk management practices. The candidate will perform analytical support, prepare reports, and assist in identifying and mitigating credit risks across retail portfolios. The ideal applicant will have a relevant degree, experience in analytics, and proficiency in tools like Excel and SAS. This full-time role offers a competitive salary and hybrid work model.

Benefits

Competitive base salary

Hybrid work model

Benefits to support well-being

Qualifications

• 1-2 years of relevant experience in analytics or financial analysis.
• Intermediate to advanced proficiency in Microsoft Office tools.
• Strong English written and verbal communication skills.

Responsibilities

• Assess the effectiveness of Citi's credit risk management practices.
• Provide support for loss forecasting and management reporting.
• Prepare internal presentations for management.

Skills

Analytical Thinking

Financial Analysis

Risk Identification and Assessment

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Tools

Microsoft Excel

SAS

Python

R

Job description

Overview

The Credit Risk Analyst II is a developing professional role. Applies specialty. Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The successful candidate will contribute to UAE Wealth Citigold / Citigold Private Client Risk team in identifying, monitoring, and mitigating emerging credit risks. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas.

The role will provide analytical and project support to Credit Risk team, help produce internal reporting, and contribute to key presentations and regulatory deliverables. The ideal candidate will have understanding of risk, experience in data analytics and management reporting.

What you’ll do

• Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across Citi’s retail portfolios
• Analyse credit risks by utilizing reports, scorecards, risk systems, and expert judgment
• Provide support for loss forecasting, stress testing and management reporting
• Evaluate moderately complex and variable credit issues with significant business impact
• Support the preparation of Credit Portfolio Scorecards and trend analysis reports
• Prepare internal presentations for management and regulatory stakeholders

What we’ll need from you

• 1-2 years of relevant experience in analytics, financial analysis, or a related quantitative field.
• Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
• Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
• Strong English written and verbal communication skills
• Excellent time management, organizational, and analytical abilities
• Experience with SAS and other analytical programs (Python, R) is a plus

By joining Citi Dubai, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Job Family Group : Risk Management

Job Family : Credit Decisions

Time Type : Full time

Most Relevant Skills

• Analytical Thinking
• Constructive Debate
• Escalation Management
• Financial Analysis
• Policy and Procedure
• Policy and Regulation
• Product Knowledge
• Risk Controls and Monitors
• Risk Identification and Assessment

Other Relevant Skills

For complementary skills, please see above and / or contact the recruiter.