Assistant Manager Credit - Wealth Management

Emirates Islamic Bank; United Arab Emirates; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading financial institution in the United Arab Emirates seeks an experienced professional for Lombard financing processing. The role involves submitting financing proposals, renewing facilities, and ensuring compliance with risk governance. Candidates must have over 5-10 years of relevant banking experience, particularly in the UAE, and possess strong communication and client relationship management skills. This position offers a competitive salary and supports work-life balance with generous leave and healthcare benefits.

Benefits

Competitive salary package

Strong emphasis on work-life balance and wellbeing

World-class Learning & Development platform

Generous annual leave entitlement

Private Healthcare

Preferential banking facilities for employees

Qualifications

• Over 5-10 years of relevant experience in a similar job.
• Experience in the UAE banking industry.

Responsibilities

• Submit Lombard/Real Estate Financing proposals and liaise with RMs.
• Track Facility/Financing renewal dates and coordinate timely renewals.
• Monitor all Lombard/Real Estate financing customers in the system.

Skills

Banking products and services related to credit and financing

Banking operations and regulatory policies

Excellent oral and written English communication skills

Client relationship management

Education

Bachelors’ Degree or Post Graduate or Professional Certification

Job description

Organization Unit Purpose:

Wealth Management department services the segments across the bank with primary focus on Priority and Private Banking segments and is responsible for providing product and processing support for high-Net-Worth individual customers within the wealth products and credit arena. The unit leverages on the skills, knowledge, and expertise of its staff to grow the HNI customer portfolio base and increase its contribution to the overall development and profitability of the bank.

Job Purpose:

This Job focuses on processing the Lombard financing and Real Estate facilities requests from Priority and Private Banking Customers. The jobholder is a central contact and control point for Lombard/Real Estate financing queries received from all stakeholders ( RMs, WM Credit , EIRisk , EICRAD , EITCS, Treasuryand WM Operations)

Job Content:

• 1. Submission of Lombard/Real Estate Financing Proposal - Liaise with the RMs to ensure that complete and appropriate documentation is taken from the customer in order to process the facility proposals


• 2 Facility/Financing Renewals - Keep track of the Facility/Financing renewal dates and coordinate with the RMs/Disbursement team for timely renewal of the facility


• 3. Risk governance and control - Ensure that all Lombard/Real Estate financing customers are being monitored properly in the system and there is appropriate mapping between the customer facilities and the collaterals provided.

Job Dimensions:

Lombard Financing deals: Asset secured deals above AED 3 M

Markets covered: UAE

Products Managed: Lombard Financing

Education & Skills

• Education: Bachelors’ Degree or Post Graduate or Professional Certification


• Experiences (Years & Type): Relevant experience in related/similar job (over 5-10 years) / Experience in UAE in banking industry


• Knowledge & Skills: Banking products and services primary related to credit and financing / Banking operations and regulatory policies / Excellent oral and written English communication skills / Client relationship management


• Behavioral Competencies: Analytical thinking / Sales results focused and driven / Business and customer oriented

What we offer you:

• Competitive salary package


• Strong emphasis on work-life balance and wellbeing across the bank


• World-class Learning & Development platform and career development


• Generous annual leave entitlement and Private Healthcare


• Preferential banking facilities for employees