Mortgage Originator - Vereeniging Lending Hub

Placements24; Vereeniging; On-site; ZAR 300,000 - 540,000; Full time

Benefits offered by this job

Base salary + uncapped commission

Medical, dental, vision insurance

401(k) with company match

Paid training and development

Career advancement opportunities

Marketing and lead generation support

Paid time off

Job summary

Placements24 is seeking a Mortgage Originator in Vereeniging, Gauteng to build a loan pipeline, advise clients on mortgage products, and guide them through underwriting and closing. The role requires strong communication, knowledge of loan programs, and dedication to client service.

You will collaborate with underwriters and closers, stay updated on regulatory changes, and nurture relationships with real estate partners while achieving monthly targets.

Qualifications

• Minimum 3 years in mortgage origination or related sales
• Knowledge of FHA/VA/conventional loan programs and compliance requirements

Responsibilities

• Develop and maintain a robust pipeline of mortgage leads through networking, referrals, and marketing efforts.
• Interview borrowers to assess financial situation and determine eligibility for mortgage products.
• Advise clients on suitable mortgage programs, explaining terms, rates, and fees clearly.
• Guide borrowers through loan application process with accurate documentation collection.
• Coordinate with underwriters, processors, and closing agents to ensure timely closings.
• Stay current with lending guidelines, industry trends, and regulatory changes.
• Build relationships with real estate agents, builders, and referral partners to drive business.
• Meet and exceed monthly and annual production goals.
• Provide exceptional customer service throughout the loan process and ensure compliance.

Skills

Lead generation

Client consultation

Negotiation

Sales targets

Communication skills

Education

High school diploma

Bachelor's degree in Business/Finance

Tools

Encompass

Microsoft Office

Job description

About the Role

Our client, a reputable mortgage lending institution, is seeking a driven and customer-oriented Mortgage Originator to join their bustling branch in Vereeniging, Gauteng . This role is dedicated to assisting clients in navigating the home loan application process, from initial inquiry to closing. You will be responsible for building a pipeline of potential borrowers, advising them on suitable mortgage products, and guiding them through the underwriting and closing stages. The ideal candidate will possess excellent communication skills, a thorough understanding of mortgage products and regulations, and a strong commitment to providing exceptional client service. Our client prides itself on offering competitive rates and a streamlined loan process. This is a fantastic opportunity to build a rewarding career in the mortgage industry within the vibrant Gauteng region. Join our team in Vereeniging and help individuals and families achieve their dream of homeownership. We are looking for individuals who are passionate about real estate finance and dedicated to client success.

Key Responsibilities

• Develop and maintain a robust pipeline of qualified mortgage leads through various channels, including networking, referrals, and marketing efforts. Interview potential borrowers to assess their financial situation and determine eligibility for mortgage products. Advise clients on the most suitable mortgage programs available, explaining terms, rates, and fees clearly. Guide borrowers through the entire loan application process, ensuring all necessary documentation is collected accurately and efficiently. Work closely with underwriters, processors, and closing agents to ensure timely and successful loan closings. Stay current with mortgage lending guidelines, industry trends, and regulatory changes. Build and nurture relationships with real estate agents, builders, and other referral partners. Meet and exceed monthly and annual production goals. Provide exceptional customer service throughout the loan process, ensuring a positive client experience. Maintain compliance with all company policies and federal and state lending regulations.

Requirements

• High school diploma or equivalent required; Bachelor's degree in Business, Finance, or a related field preferred. Minimum of 3 years of experience in mortgage origination or a related sales role in the financial services industry. Proven track record of meeting or exceeding sales targets. Solid understanding of FHA, VA, Conventional, and other mortgage loan programs. Knowledge of mortgage lending regulations and compliance requirements (e.g., RESPA, TRID). Excellent communication, interpersonal, and customer service skills. Strong sales and negotiation abilities. Proficiency in mortgage origination software (e.g., Encompass) and Microsoft Office Suite. NMLS (Nationwide Mortgage Licensing System) identification number is required or must be obtained. A results-driven attitude and a passion for helping clients achieve homeownership in Vereeniging .

Benefits

• Competitive base salary plus uncapped commission potential. Comprehensive medical, dental, and vision insurance. 401(k) retirement plan with company match. Paid training and ongoing professional development. Opportunities for career advancement within a growing company. Supportive team environment and management. Marketing and lead generation support. Generous paid time off and holidays.