Mortgage Loan Originator

Placements24; Upington; Hybrid; ZAR 360,000 - 600,000; Full time

Benefits offered by this job

Competitive commission

Base salary

Medical aid

Retirement fund

Professional development

Hybrid work

Industry tools

Career advancement

Job summary

Placements24 is seeking a motivated Mortgage Loan Originator for Upington, Northern Cape, to generate new mortgage business and advise clients on loan options. The role blends office-based work with a Hybrid model and focuses on guiding clients through the application process.

You will build a referral network with real estate agents and brokers, meet borrowers to assess needs, and manage submissions to closing while staying compliant with mortgage regulations.

Qualifications

• Experience in mortgage lending or sales is required.
• Possession of a valid mortgage originator's license or ability to obtain one promptly.
• Strong understanding of mortgage loan programs (fixed-rate, adjustable-rate, government-backed).
• Excellent sales, negotiation and interpersonal skills.
• Proven ability to build and maintain a strong referral network.
• Customer-focused mindset with commitment to service.
• Proficiency in mortgage origination software and CRM systems.
• Ability to manage time effectively and work independently in a Hybrid structure.
• Willingness to reside near Upington, Northern Cape.

Responsibilities

• Proactively generate leads and develop new business through networking and referrals.
• Meet with potential borrowers to assess financial needs and advise on mortgage products.
• Guide clients through the entire application process from origination to closing.
• Ensure complete and accurate submission of loan applications with necessary docs.
• Maintain understanding of mortgage regulations, policies, and product guidelines.
• Build and maintain relationships with real estate agents, brokers, and industry professionals.
• Achieve and exceed loan origination targets and sales goals.
• Provide ongoing communication and support to clients throughout the loan process.
• Stay current with market trends and competitive mortgage offerings.

Skills

Mortgage lending experience

Sales skills

Negotiation

Interpersonal skills

Time management

Hybrid work familiarity

Upington vicinity residency

Tools

Mortgage origination software

CRM systems

Job description

About the Role

Our client, a leading mortgage lender, is seeking a motivated and results-driven Mortgage Loan Originator to join their team in Upington, Northern Cape . This role is responsible for generating new mortgage loan business, advising clients on loan options, and guiding them through the application process. The Loan Originator will build relationships with real estate agents, builders, and other referral sources to drive business growth. This position requires excellent sales skills, a thorough understanding of mortgage products, and a commitment to providing exceptional customer service. This role operates on a Hybrid model, allowing for flexibility in client engagement and office-based work. This is an exciting opportunity to contribute to helping individuals achieve their homeownership dreams.

Key Responsibilities

• Proactively generate leads and develop new business through networking, prospecting, and referral partnerships.


• Meet with potential borrowers to assess their financial needs and advise on suitable mortgage products.


• Guide clients through the entire mortgage loan application process, from origination to closing.


• Ensure accurate and complete submission of loan applications, including all necessary documentation.


• Maintain a strong understanding of mortgage industry regulations, policies, and product guidelines.


• Build and maintain strong relationships with real estate agents, brokers, and other industry professionals.


• Achieve and exceed individual loan origination targets and sales goals.


• Provide ongoing communication and support to clients throughout the loan process.


• Stay current with market trends and competitive offerings in the mortgage industry.

Requirements

• Relevant mortgage lending or sales experience.


• Possession of a valid mortgage originator's license or the ability to obtain one promptly.


• Strong understanding of various mortgage loan programs (e.g., fixed-rate, adjustable-rate, government-backed loans).


• Excellent sales, negotiation, and interpersonal skills.


• Proven ability to build and maintain a strong referral network.


• Customer-focused mindset with a commitment to providing excellent service.


• Proficiency in mortgage origination software and CRM systems.


• Ability to manage time effectively and work independently within a Hybrid structure.


• Reside within or be willing to work in the vicinity of Upington, Northern Cape .

Benefits

• Competitive commission structure with uncapped earning potential.


• Base salary to provide a stable income.


• Comprehensive benefits package including medical aid and retirement fund options.


• Opportunities for professional development and continuous training.


• Hybrid work model offering a balance of remote and office-based work.


• Supportive team environment and access to industry-leading tools.


• Career advancement opportunities within a growing organization.