Mortgage Origination Specialist

Placements24; Klerksdorp; On-site; ZAR 180,000 - 320,000; Full time

Benefits offered by this job

Medical insurance

Retirement contributions

Ongoing training

Job summary

Placements24 in South Africa is seeking a Mortgage Origination Specialist to guide clients through the loan journey from inquiry to closing. You will assess financial needs and propose suitable products, ensuring a smooth, compliant application experience for clients in Klerksdorp.

The role emphasizes sales acumen, strong communication, and collaboration with underwriters and support teams. A base salary with uncapped commission, benefits, and ongoing training are offered to help you grow.

Qualifications

• Prior experience in mortgage origination or client-facing financial services.
• Proven ability to generate new loan applications and meet sales targets.
• Excellent communication and negotiation skills.

Responsibilities

• Generate new mortgage loan applications through proactive outreach.
• Interview clients to assess financials and determine eligibility.
• Educate clients on loan options, terms, and process.
• Collect and review documentation for loan applications.
• Coordinate with underwriters and processors to close loans.
• Maintain a healthy loan pipeline and meet monthly origination targets.

Skills

Sales skills

Interpersonal skills

CRM software

Education

High school diploma or equivalent

Bachelor's degree in Business/Finance

Tools

CRM software

Mortgage origination platforms

Job description

About the Role

Our client, a leading mortgage lender, is seeking a driven and client-focused Mortgage Origination Specialist to join their team in Klerksdorp . This role involves guiding clients through the mortgage application process, from initial inquiry to closing. You will be responsible for understanding client financial needs, advising on suitable mortgage products, and ensuring a smooth and efficient loan application experience. Success in this position requires strong sales acumen, excellent communication skills, and a thorough understanding of the mortgage market in the North West province.

Key Responsibilities

• Generate new mortgage loan applications through proactive client outreach and relationship building.
• Interview prospective clients to assess their financial situation and determine eligibility for various mortgage products.
• Educate clients on loan options, terms, and conditions, ensuring they understand the process.
• Collect and review all necessary documentation for loan applications, ensuring accuracy and completeness.
• Liaise with underwriters, processors, and other stakeholders to ensure timely loan approval and closing.
• Maintain a pipeline of prospective and active loans, meeting or exceeding monthly origination targets.

Requirements

• High school diploma or equivalent required; a Bachelor's degree in Business, Finance, or a related field is preferred.
• Proven experience in mortgage origination, sales, or a client-facing financial services role.
• Strong understanding of mortgage lending principles, products, and regulations.
• Excellent sales, negotiation, and interpersonal skills.
• Proficiency in using CRM software and mortgage origination platforms.
• Ability to work independently and manage time effectively to meet sales goals in Klerksdorp .

Benefits

• Competitive base salary plus uncapped commission and performance bonuses.
• Comprehensive benefits package including medical insurance and retirement contributions.
• Extensive training and ongoing professional development in mortgage origination .
• Opportunity to help clients achieve their homeownership dreams.
• Supportive team environment and access to cutting-edge lending technology.