Mortgage Origination Specialist

Placements24; Soweto; Híbrido; ZAR 240 000 - 360 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Commission & bonuses

Health benefits

Training & development

Hybrid work arrangements

Career growth potential

Resumo da oferta

Placements24 is seeking a Mortgage Origination Specialist to guide clients through the home loan process in Soweto, Gauteng. You will assess eligibility, explain available products, gather documentation, and work with underwriters to move loans toward closing.

The role requires 2+ years in mortgage origination or similar financial services, with strong sales, communication, and customer service skills. Hybrid work arrangements are offered to support flexibility.

Qualificações

• 2+ years in mortgage origination, loan processing, or similar in financial services.
• Bachelor's degree in Finance, Business, or related field preferred.
• Strong knowledge of mortgage lending principles, products, and regulations.

Responsabilidades

• Engage with potential clients to understand mortgage needs and financial situations.
• Guide applicants through the mortgage application process, explaining requirements and documentation.
• Collect and review all loan application documents for accuracy and completeness.
• Assess borrower eligibility based on credit history, income, and debt-to-income ratios.
• Explain mortgage products and options to clients to choose the best fit.
• Work with underwriters and processors to facilitate loan approval and closing.
• Maintain relationships with clients, real estate agents, and stakeholders.
• Stay updated on lending regulations, trends, and company policies.
• Meet and exceed origination goals.
• Provide exceptional customer service throughout the loan lifecycle.

Conhecimentos

Mortgage origination

Sales & negotiation

Client service

Communication

Pipeline management

Regulatory knowledge

Organizational skills

Formação académica

Bachelor's degree in Finance/Business or related

Ferramentas

Mortgage origination software

CRM systems

Descrição da oferta de emprego

About the Role

Our client, a rapidly growing mortgage lending company, is seeking a dedicated Mortgage Origination Specialist to join their team in Soweto, Gauteng. This role is responsible for guiding clients through the mortgage application process, from initial contact to loan closing, ensuring a seamless and positive experience. The Mortgage Origination Specialist will work closely with clients to understand their financial needs, assess eligibility, and facilitate the approval of home loans. This is an excellent opportunity for an individual passionate about finance and homeownership to build a rewarding career within the Banking & Finance sector, serving the community of Soweto and its surrounding areas in Gauteng.

Key Responsibilities

• Engage with potential clients to understand their mortgage needs and financial situations.
• Guide applicants through the mortgage application process, explaining requirements and documentation.
• Collect and review all necessary loan application documents, ensuring accuracy and completeness.
• Assess borrower eligibility based on credit history, income, and debt-to-income ratios.
• Explain various mortgage products and options to clients, helping them choose the best fit.
• Work closely with underwriters and processors to facilitate loan approval and closing.
• Maintain strong relationships with clients, real estate agents, and other stakeholders.
• Stay updated on mortgage lending regulations, industry trends, and company policies.
• Meet and exceed individual and team origination goals.
• Provide exceptional customer service throughout the loan lifecycle.

Requirements

• High school diploma or equivalent required; a Bachelor's degree in Finance, Business, or a related field is preferred.
• Minimum of 2 years of experience in mortgage origination, loan processing, or a similar role within the financial services industry.
• Strong understanding of mortgage lending principles, products, and regulations.
• Excellent sales, negotiation, and customer service skills.
• Proficiency in mortgage origination software and CRM systems.
• Strong organizational skills and attention to detail.
• Ability to manage a pipeline of applications and meet deadlines.
• Excellent communication and interpersonal skills.
• Knowledge of the property market and financial landscape in Soweto and Gauteng is an advantage.
• A proactive and results-oriented attitude.

Benefits

• Competitive base salary plus commission and performance bonuses.
• Comprehensive health and wellness benefits package.
• Opportunities for professional training and development in mortgage lending.
• Career growth potential within a growing financial services company.
• The chance to help individuals and families achieve homeownership in Soweto.
• Supportive team environment and management.
• Hybrid work arrangements for flexibility.
• A role within the dynamic Banking & Finance sector.