Mortgage Originator

Placements24; Soweto; On-site; ZAR 180,000 - 320,000; Full time

Benefits offered by this job

Commission-based pay

Performance bonuses

Medical aid

Retirement contributions

Sales training & support

Career advancement

Supportive team

Flexible work arrangements

Job summary

Placements24 is seeking a Mortgage Originator in the Soweto area of Gauteng. The role focuses on generating mortgage loan business by building relationships with prospective borrowers, real estate agents, and referral sources.

You will guide clients through the loan process and aim to deliver a smooth, efficient experience. The ideal candidate has a proven sales track record, strong knowledge of mortgage products, and excellent relationship-building and negotiation skills.

Qualifications

• Sales experience in mortgage lending or financial services is preferred.
• Strong interpersonal, communication, and negotiation skills.
• Proficiency with loan origination software and CRM systems.
• Knowledge of Soweto and Gauteng real estate market is advantageous.

Responsibilities

• Generate new mortgage loan leads through networking and referrals.
• Counsel borrowers on loan programs and financing options.
• Take complete loan applications using industry-standard software.
• Educate borrowers on the loan process and required documentation.
• Coordinate with processors and underwriters to ensure timely closings.
• Stay informed on lending guidelines and market trends.
• Meet or exceed loan origination and funding targets.
• Maintain an active presence in the local real estate community.
• Provide excellent customer service throughout the loan lifecycle.
• Ensure compliance with lending regulations.

Skills

Sales experience

Interpersonal skills

Negotiation skills

Communication skills

Self-motivated

Networking

Education

Bachelor's degree in Business or Finance

High school diploma or equivalent

Tools

Loan origination software

CRM systems

Job description

About the Role

Our client, a leading mortgage lending institution operating in the **Soweto** area, is looking for an ambitious and results-driven Mortgage Originator. This role is responsible for generating new mortgage loan business by developing relationships with potential borrowers, real estate agents, and other referral sources. The Mortgage Originator will guide clients through the entire loan application process, ensuring a smooth and efficient experience. This is an excellent opportunity for a sales-oriented individual to build a successful career in the **Gauteng** property finance market. We value dedication and provide the tools for success.

Key Responsibilities

• Proactively generate new mortgage loan leads through networking, prospecting, and building relationships.
• Counsel prospective borrowers on mortgage loan programs and financing options.
• Take complete and accurate loan applications (e.g., using industry-standard software).
• Educate borrowers on the loan process and required documentation.
• Work closely with processors and underwriters to ensure timely loan closings.
• Stay informed about current mortgage lending guidelines, industry trends, and competitor offerings.
• Meet or exceed individual loan origination and funding targets.
• Maintain an active presence in the local real estate community.
• Provide exceptional customer service throughout the loan lifecycle.
• Ensure compliance with all federal and state lending regulations.

Requirements

• High school diploma or equivalent required; a Bachelor's degree in Business, Finance, or a related field is a plus.
• Proven track record in sales, preferably in mortgage lending, real estate, or financial services.
• Strong understanding of mortgage loan products and the lending process.
• Excellent interpersonal, communication, and negotiation skills.
• Self-motivated with a strong drive to succeed and meet sales goals.
• Ability to build and maintain professional relationships.
• Proficiency in loan origination software and CRM systems.
• Knowledge of the **Soweto** and surrounding **Gauteng** real estate market is highly desirable.
• Must have valid identification and the ability to work legally in South Africa.

Benefits

• Our client offers a competitive commission-based compensation structure with a potential for high earnings, performance bonuses, and a comprehensive benefits package including medical aid and retirement contributions.
• Extensive sales training and ongoing support.
• Opportunities for professional growth and career advancement within the company.
• A supportive team environment.
• Flexible work arrangements allowing for effective client engagement in the **Soweto** community.