Mortgage Loan Originator

Placements24; Pietermaritzburg; On-site; ZAR 300,000 - 450,000; Full time

Benefits offered by this job

Competitive base salary plus uncapped佣

Job summary

Placements24 in Pietermaritzburg is seeking a motivated Mortgage Loan Originator to generate new mortgage loan business through networking, referrals, and community engagement. This on-site role requires a client-facing mindset and a solid understanding of mortgage products and the lending process.

You will guide clients through the application and approval journey, build lasting relationships, and provide exceptional service from initial inquiry to closing, while meeting production targets in a

Job description

About the Role

Our client, a growing financial institution based in **Pietermaritzburg**, is seeking a motivated and results-driven Mortgage Loan Originator. This role is integral to our client's mission of helping individuals and families achieve homeownership. You will be responsible for generating new mortgage loan business through various channels, including networking, referrals, and community engagement. This is a client-facing role requiring excellent interpersonal skills and a thorough understanding of mortgage products and the lending process. The position is fully on-site, offering a stable and supportive work environment within the local community. You will work closely with clients to understand their financial needs and guide them through the application and approval process. The goal is to provide exceptional service and build lasting relationships.

Key Responsibilities

• Originate and develop new mortgage loan applications through proactive business development efforts.
• Build and maintain a strong network of referral sources, including real estate agents, builders, and community leaders.
• Conduct thorough interviews with potential borrowers to understand their financial situation, needs, and goals.
• Educate clients on available mortgage products, terms, and conditions, guiding them towards the most suitable loan options.
• Assist clients in completing loan applications accurately and efficiently, ensuring all required documentation is collected.
• Work closely with the underwriting and processing teams to ensure timely and efficient loan approvals.
• Stay up-to-date on all relevant federal and state lending regulations, policies, and procedures.
• Meet or exceed established loan origination goals and production targets.
• Provide exceptional customer service throughout the loan lifecycle, from application to closing.

Requirements

• High school diploma or equivalent required; a Bachelor's degree in Business, Finance, or a related field is preferred.
• Proven experience in mortgage loan origination or a related sales role within the financial services industry.
• Excellent understanding of mortgage lending products, underwriting guidelines, and regulatory requirements (e.g., FAIS, NCR).
• Strong sales, negotiation, and communication skills with a talent for building rapport.
• Proficiency in using loan origination software (LOS) and CRM systems.
• Ability to manage a pipeline of leads and applications effectively.
• Demonstrated success in meeting sales targets and performance metrics.
• High level of integrity, professionalism, and client-centric focus.
• Must be legally authorized to work in South Africa and able to work full-time from our Pietermaritzburg office.

Benefits

• Competitive base salary plus uncapped commission structure based on performance.
• Comprehensive benefits package including medical aid and retirement fund.
• Ongoing training and professional development opportunities.
• Supportive team environment and management.
• Opportunities to build a successful career in the mortgage lending industry.
• Company-provided marketing and lead generation support.