Mortgage Loan Originator

Placements24; Kempton Park; Vor Ort; ZAR 240.000 - 420.000; Vollzeit

Benefits dieser Stelle

Commission-based pay

Performance bonuses

Training programs

Marketing support

Career advancement

Zusammenfassung

Placements24 in Gauteng seeks a Mortgage Loan Originator to drive new loan business in Tembisa. You will build relationships with real estate agents, developers, and clients to guide them through mortgage options.

The role emphasizes commission-based earnings, knowledge of various mortgage products and lending guidelines, and a strong focus on client service and compliance throughout the loan process.

Qualifikationen

• Proven track record in mortgage loan origination or related sales role.
• Knowledge of mortgage products and lending guidelines.
• Strong sales, negotiation, and communication skills; pipeline management.

Aufgaben

• Generate mortgage loan applications through proactive business development with agents, builders, and clients.
• Counsel borrowers, assess finances, and recommend suitable mortgage products.
• Guide borrowers from inquiry to closing, ensuring a smooth process.
• Collect and review income, assets, and liabilities to determine creditworthiness.
• Ensure compliance with lending regulations and internal policies.
• Maintain relationships with borrowers and referral sources to drive repeat business.
• Meet production targets and provide excellent customer service.

Kenntnisse

Sales

Negotiation

Communication

Tools

LOS

Jobbeschreibung

About the Role

Our client, a reputable financial services provider, is seeking an energetic and results-driven Mortgage Loan Originator to join their team in Tembisa, Gauteng . This role is critical in assisting clients in navigating the complex process of obtaining mortgage financing. The ideal candidate will be passionate about helping individuals achieve their dream of homeownership and possess a strong understanding of various mortgage products and lending guidelines. You will be responsible for generating new mortgage loan business through building relationships with real estate agents, builders, and potential clients, as well as leveraging existing referral networks. This is a client-facing role requiring excellent interpersonal skills and a commitment to providing exceptional customer service. The successful candidate will be driven by commission and bonus structures, offering significant earning potential. We are looking for a proactive individual who can manage a pipeline of applications efficiently and ensure a smooth closing process for all parties involved. Join a supportive team environment and contribute to the growth of a leading financial institution in the Tembisa region.

Key Responsibilities

Generate new mortgage loan applications through proactive business development efforts, including networking, lead generation, and relationship management with real estate professionals, builders, and community organizations. Counsel prospective borrowers, understand their unique financial situations, and recommend appropriate mortgage products and programs. Guide borrowers through the entire loan application process, from initial inquiry to closing. Collect and analyze borrower financial documentation, such as income, assets, and liabilities, to determine creditworthiness and loan eligibility. Ensure compliance with all relevant federal and state lending regulations, company policies, and underwriting guidelines. Build and maintain strong relationships with borrowers, real estate agents, and other referral sources to foster repeat business and referrals. Stay up-to-date on current mortgage market trends, product offerings, and regulatory changes. Effectively manage a pipeline of loans from application to closing, ensuring timely communication with all parties involved. Meet or exceed established loan origination goals and production targets. Provide exceptional customer service throughout the loan process, addressing borrower concerns and questions promptly and professionally.

Requirements

Proven track record in mortgage loan origination or a related sales role within the financial services industry. In-depth knowledge of various mortgage products (e.g., FHA, VA, Conventional, Jumbo loans) and lending guidelines. Strong understanding of federal and state mortgage lending regulations (e.g., RESPA, TILA, ECOA). Excellent sales, negotiation, and communication skills. Ability to build and maintain strong client relationships. Proficiency in loan origination software (LOS) and other relevant technologies. Demonstrated ability to manage a sales pipeline and achieve production goals. A professional demeanor and a strong commitment to ethical practices. Self-motivated with the ability to work independently and as part of a team. Valid driver's license and reliable transportation for client meetings. Familiarity with the Gauteng real estate market is a plus.

Benefits

Highly competitive commission structure with uncapped earning potential. Performance-based bonuses. Opportunity to work with a leading and trusted financial institution. Ongoing training and professional development programs to enhance skills. Access to a robust marketing and lead generation support system. Supportive team environment and management. Potential for career advancement within the organization. Employee recognition programs. Work in the vibrant community of Tembisa .