Mortgage Originator Specialist

Placements24; Mtubatuba Local Municipality; Hybrid; ZAR 350,000 - 550,000; Full time

Benefits offered by this job

Hybrid work environment

Professional growth opportunities

Comprehensive health benefits

Commission-based pay

Job summary

Placements24 is seeking a Mortgage Originator Specialist in Richards Bay, KwaZulu-Natal. The role focuses on guiding clients through mortgage applications, assessing financial needs, and building relationships with agents and developers.

The ideal candidate will have a proven mortgage origination track record, strong sales skills, and the ability to manage a sales pipeline in a dynamic environment. A hybrid work setup is offered to balance office collaboration with remote work opportunities.

Qualifications

• Proven track record in mortgage origination or related sales in Banking & Finance.

Responsibilities

• Proactively generate leads through networking, client referrals, and marketing initiatives.
• Meet with prospective borrowers to assess their financial situation and identify suitable mortgage products.
• Guide clients through the entire mortgage application process, ensuring all documentation is accurate and complete.
• Build and maintain strong relationships with real estate agents, builders, and other referral sources.
• Stay updated on mortgage market trends, lending policies, and competitive offerings.
• Ensure compliance with all relevant lending regulations and company policies.

Skills

Sales skills

Negotiation

Customer service

Relationship building

Sales pipeline management

Education

Industry certifications/licensing

Job description

About the Role

Our client is looking for a motivated and customer-focused Mortgage Originator Specialist to join their growing team in Richards Bay. This role is essential in helping clients achieve their homeownership dreams by guiding them through the mortgage application process. You will build relationships with potential clients and partners, assess their financial needs, and facilitate the origination of mortgage loans. The successful candidate will possess excellent sales skills, a thorough understanding of mortgage products, and a commitment to providing outstanding service in KwaZulu-Natal.

Key Responsibilities

• Proactively generate leads through networking, client referrals, and marketing initiatives.
• Meet with prospective borrowers to assess their financial situation and identify suitable mortgage products.
• Guide clients through the entire mortgage application process, ensuring all documentation is accurate and complete.
• Build and maintain strong relationships with real estate agents, builders, and other referral sources.
• Stay updated on mortgage market trends, lending policies, and competitive offerings.
• Ensure compliance with all relevant lending regulations and company policies.

Requirements

• Proven track record in mortgage origination or a related sales role within the Banking & Finance sector.
• In-depth knowledge of various mortgage products and lending guidelines.
• Excellent sales, negotiation, and customer service skills.
• Strong understanding of the South African property market.
• Ability to work independently and manage a sales pipeline effectively.
• Relevant certifications or licenses as required by industry regulations.

Benefits

• Competitive salary plus attractive commission structure.
• Comprehensive health and wellness benefits.
• Opportunities for professional growth and sales training.
• Hybrid work environment balancing office-based collaboration and remote flexibility.
• Be part of a supportive team in the thriving coastal city of Richards Bay.