Mortgage Loan Originator

Placements24; Benoni; Hybrid; ZAR 240,000 - 420,000; Full time

Benefits offered by this job

Commission and bonus

Hybrid work model

Health, dental, and vision insurance

Retirement savings plan

Job summary

Placements24 in Benoni is seeking a motivated Mortgage Loan Originator to guide clients through the mortgage process in a hybrid work setup.

The role emphasizes sales skills, relationship building, and knowledge of mortgage products to help clients achieve homeownership.

Qualifications

• High school diploma or equivalent; a Bachelor's degree is preferred.
• Proven experience as a Loan Originator or in a related sales role in the financial services industry.
• Valid mortgage loan originator license (e.g., NMLS certification) is required.
• Excellent sales, negotiation, and communication skills.
• Strong understanding of mortgage loan programs and underwriting guidelines.
• Ability to work independently and manage a pipeline of prospective clients.

Responsibilities

• Generate new mortgage loan business through networking, client referrals, and marketing efforts.
• Counsel prospective borrowers on mortgage loan options, interest rates, and terms.
• Assist clients in completing loan applications accurately and efficiently.
• Gather necessary documentation and ensure all requirements are met for loan processing.
• Maintain up-to-date knowledge of mortgage lending regulations and product offerings.
• Build and maintain strong relationships with clients, real estate agents, and other referral partners.

Skills

Sales skills

Negotiation

Communication

Relationship building

Mortgage knowledge

Pipeline management

Education

Bachelor's degree preferred

Job description

About the Role

Our client is looking for a motivated and customer-focused Mortgage Loan Originator to join their team in Benoni , offering a hybrid work arrangement. This role involves guiding clients through the mortgage application process, from initial inquiry to closing, ensuring a smooth and positive experience. You will leverage your sales skills and knowledge of mortgage products to help individuals achieve their homeownership dreams. This position is perfect for a proactive individual who enjoys building relationships and excels in a dynamic sales environment within the banking and finance sector.

Key Responsibilities

• Generate new mortgage loan business through networking, client referrals, and marketing efforts.
• Counsel prospective borrowers on mortgage loan options, interest rates, and terms.
• Assist clients in completing loan applications accurately and efficiently.
• Gather necessary documentation and ensure all requirements are met for loan processing.
• Maintain up-to-date knowledge of mortgage lending regulations and product offerings.
• Build and maintain strong relationships with clients, real estate agents, and other referral partners.

Requirements

• High school diploma or equivalent; a Bachelor's degree is preferred.
• Proven experience as a Loan Originator or in a related sales role in the financial services industry.
• Valid mortgage loan originator license (e.g., NMLS certification) is required.
• Excellent sales, negotiation, and communication skills.
• Strong understanding of mortgage loan programs and underwriting guidelines.
• Ability to work independently and manage a pipeline of prospective clients.

Benefits

• Competitive base salary plus commission and bonus structure.
• Hybrid work model offering flexibility.
• Comprehensive health, dental, and vision insurance.
• Retirement savings plan.
• Ongoing training and professional development opportunities.