Mortgage Loan Originator

Placements24; Centurion; Hybrid; ZAR 350,000 - 520,000; Full time

Benefits offered by this job

Base salary + uncapped commission

Medical and retirement benefits

Comprehensive training

Advancement opportunities

Flexible work arrangements

Job summary

Placements24 in Centurion, South Africa, seeks a driven Mortgage Loan Originator to expand our lending team. You will build relationships with potential clients, guide them through the mortgage application process, and help secure financing for their home purchases.

Success hinges on strong sales and interpersonal skills, a deep understanding of mortgage products and underwriting, and the ability to manage a robust pipeline.

Qualifications

• Proven track record in mortgage loan origination or related sales.
• Deep understanding of mortgage products, underwriting guidelines, and lifecycle.
• Excellent sales, negotiation, and communication skills.
• Ability to manage a pipeline of potential clients independently.

Responsibilities

• Generate new mortgage loan leads via networking, referrals, and marketing.
• Interview clients to assess finances and determine loan products.
• Guide clients through mortgage application and gather documents.
• Maintain relationships with clients, agents, and referral partners.
• Stay updated on mortgage industry trends, products, and regulations.
• Achieve and exceed loan origination targets monthly and annually.

Skills

Sales

Negotiation

Communication

CRM

Mortgage products

Education

SA regulatory licenses

Tools

Loan origination software

CRM systems

Job description

About the Role

Our client is seeking a driven and customer-focused Mortgage Loan Originator to expand their lending team in Centurion . This role involves building relationships with potential clients, guiding them through the mortgage application process, and securing financing for their property purchases. You will play a key part in helping individuals and families achieve their homeownership dreams, working within a supportive and results-oriented environment. Success in this position requires strong sales acumen, excellent interpersonal skills, and a thorough understanding of mortgage products and the South African property market, ideally within the bustling Centurion area.

Key Responsibilities

• Proactively generate new mortgage loan leads through networking, referrals, and marketing initiatives.
• Conduct thorough client interviews to assess their financial situation and determine appropriate loan products.
• Guide clients through the entire mortgage application process, ensuring all necessary documentation is collected accurately and efficiently.
• Build and maintain strong relationships with clients, real estate agents, and other referral partners.
• Stay up-to-date on mortgage industry trends, product offerings, and regulatory requirements.
• Achieve and exceed monthly and annual loan origination targets.

Requirements

• Proven track record in mortgage loan origination or a related sales role within financial services.
• Deep understanding of mortgage products, underwriting guidelines, and the loan application lifecycle.
• Excellent sales, negotiation, and communication skills.
• Ability to work independently and manage a pipeline of potential clients effectively.
• Proficiency in loan origination software and CRM systems.
• Relevant certifications or licenses as required by South African financial regulations.

Benefits

• Competitive base salary with uncapped commission potential.
• Comprehensive medical and retirement benefits.
• Extensive training on product knowledge and sales techniques.
• Opportunities for advancement in a growing financial services company.
• Flexible work arrangements to support work-life balance in Centurion .