Mortgage Originator

Placements24; LegKraal Gate; Hybrid; ZAR 300,000 - 540,000; Full time

Benefits offered by this job

Base salary + commission

Hybrid work model

Health and retirement benefits

Extensive training

Job summary

Placements24 in Mahikeng is seeking a motivated Mortgage Originator to build client relationships and guide borrowers through the mortgage process in a hybrid work setup.

You will interview applicants, explain mortgage products, and coordinate with underwriters to ensure timely closings. The role offers a base salary plus commission and comprehensive benefits, with training and growth opportunities within the North West region.

Qualifications

• Proven experience in mortgage origination or sales.
• Strong understanding of mortgage lending guidelines and compliance requirements.
• Excellent sales, negotiation, and customer service skills.
• Ability to build rapport and trust with clients.
• Proficiency in mortgage origination software and CRM systems.

Responsibilities

• Generate new mortgage loan business through networking, prospecting, and relationship building.
• Interview loan applicants to gather detailed financial information and determine eligibility.
• Advise clients on the various mortgage products and programs available.
• Guide applicants through the loan application process, ensuring all documentation is complete and accurate.
• Work closely with underwriters and processors to ensure timely loan closing.
• Stay informed about industry trends, market conditions, and regulatory changes.

Skills

Sales

Negotiation

Customer service

Relationship building

Communication

Tools

Mortgage origination software

CRM systems

Job description

About the Role

Our client is seeking a motivated and results-driven Mortgage Originator to join their team in Mahikeng . This role focuses on building relationships with potential borrowers, assessing their financial needs, and guiding them through the mortgage application process. You will play a key part in helping individuals and families achieve their homeownership dreams by offering tailored mortgage solutions. This position offers a hybrid work arrangement, allowing for flexibility while maintaining strong community ties in the North West province.

Key Responsibilities

• Generate new mortgage loan business through networking, prospecting, and relationship building.
• Interview loan applicants to gather detailed financial information and determine eligibility.
• Advise clients on the various mortgage products and programs available.
• Guide applicants through the loan application process, ensuring all documentation is complete and accurate.
• Work closely with underwriters and processors to ensure timely loan closing.
• Stay informed about industry trends, market conditions, and regulatory changes.

Requirements

• Proven experience in mortgage origination or sales, preferably in the financial services sector.
• Strong understanding of mortgage lending guidelines and compliance requirements.
• Excellent sales, negotiation, and customer service skills.
• Ability to build rapport and trust with clients.
• Proficiency in mortgage origination software and CRM systems.

Benefits

• Competitive base salary plus commission and performance bonuses.
• Hybrid work model offering flexibility.
• Comprehensive health and retirement benefits.
• Extensive training and ongoing support.
• Opportunity to significantly impact clients' lives by facilitating homeownership in Mahikeng .